How to Apply for a GetBucks Personal Loan

It is not uncommon for people to find themselves in need of financial assistance during hard economic times, be it for debt consolidation, to cover unexpected expenses, or even to cover medical emergencies.

With this in mind, GetBucks is offering an unsecured personal loan with amounts up to R4,000!

Now, you will find out all the requirements and steps you must comply with in order to get approved for a GetBucks personal loan.

Who can apply?

As with all other lenders, GetBucks has some requirements for their personal loan applicants.

Firstly, the company states that all borrowers, including you, must be at least 18 years old and have a valid South African ID.

Secondly, you must have been employed for at least three months and have proof of your income and bank statements that correspond with your payslip.

Thirdly, you must have an account with a South African bank in order to receive your loan.

Finally, although GetBucks doesn’t disclose any numbers, you must also have a debt-to-income ratio within acceptable limits.

How do I apply?

After complying with all the requirements, you can apply for your GetBucks personal loan online.

You just need to access the GetBucks website or its app and follow these simple steps:

1. Visit the GetBucks website.
2. Once you’re on the homepage, click on the “Apply Now” button located at the top of the page.
3. Create an account if you’re a new user.
4. Choose your loan amount and repayment term.
5. Fill in the application form.
6. Upload your documents;
7. Submit your application.

Once your application has been submitted, GetBucks will review it and make a decision.

If approved, you’ll receive the loan amount in your bank account within 24 hours.

Looking for a personal loan with higher funds? Check out DirectAxis’ loans!

DirectAxis provides personal loans that can be used with a variety of needs or issues, such as debt consolidation, home renovation, investment, and more.

Their loans range from R5000 to R300,000, and the repayment period depends on the amount borrowed and the client’s credit history, spanning from two to six years.

Currently, the only option for borrowers is unsecured personal loans, and no collateral is necessary to guarantee monthly payments. Still, DirectAxis personal loan interest rates are typically 15% APR.

DirectAxis offers several advantages, including a speedy and simple online application process, and a protection plan that provides a balance settlement in case of permanent disability or death.

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