Learn How to Apply for a Woolworths Black Credit Card

Woolworths provides a comprehensive black card for use both within and outside their network. Let's go through the step-by-step application.

What do I need to know before applying for a Woolworths Black Credit Card?

Here is the step-by-step process to apply for the Woolworths Black Credit Card. Photo by Freepik.

The Woolworths Black Credit Card stands out as a premium offering from the renowned retail giant, Woolworths.

This credit card comes with exclusive benefits, including an attractive 3% cashback on purchases made within the Woolworths network and 1% cashback for transactions outside the brand. While Woolworths is primarily a retail store, it has expanded its services to include financial products such as personal loans and credit cards.

Operated under the Absa Group, the Woolworths Black Credit Card offers versatility, allowing users to make purchases globally, both online and offline. The card comes with a range of perks, such as free Tast magazine vouchers, complimentary coffees, and free delivery for in-network purchases. It also provides security features like Visa Purchase Protection and extends additional benefits like access to the Woolworths Rewards program. 

The application process for the Woolworths Black Credit Card follows the standard procedures for credit card applications, ensuring a straightforward experience for potential cardholders.

If you think it can help you, keep reading.

Who can Apply for the Woolworths Black Credit Card?

Applying for the Woolworths Black Credit Card follows the industry’s standard credit card application process.

To apply for the Woolworths Black Credit Card, individuals need to be at least 18 years old and possess a valid RSA ID number, which serves as the primary eligibility criteria.

Additionally, there is an income threshold, with the Black Card reserved for those with a minimum monthly proven income of R41,666. This aligns with the standard practice of setting a minimum monthly income for access to premium credit cards.

Beyond these requirements, Woolworths does not impose significant distinctions, meaning applicants are not obligated to have any prior association with the retail network. It’s essential to note that all applications are subject to availability verification, even if the stated criteria are met.

How do I Apply for the Woolworths Black Credit Card?


Woolworths Black

3% cashback on Woolies 1% cashback on purchases from anywhere VISA Benefits Free coffee at Woolies

Cashback of 1% on purchases from anywhere!


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The application process for the Woolworths Gold Credit Card is in line with industry standards. On the financial resources section of the brand’s online platform, there is a comprehensive form.

Clicking on the form link, the first piece of information required is the South African ID number, giving an initial overview of potential credit options. Following that, customers need to provide contact details (name, phone number, address, and email) and income details (employer information).

Card approval involves a credit check, which evaluates the customer’s credit score to determine eligibility. To finalize the card-receiving process, customers must submit the following documents:

  • A copy of a valid RSA ID
  • A copy of the latest payslip or bank statement
  • Copy of a utility bill or an original bank statement, no more than 3 months old

Once approved and the card is ready, customers can choose to have it delivered to their homes or pick it up at authorized stores within the network. Additionally, customers can seek assistance through Woolworths’ various communication channels, including visiting one of the hundreds of stores scattered across South Africa.

Want to learn about another option?

The Absa Bank Flexi Core is an introductory credit card for those looking to start their history with the banking institution. It works well for establishing the initial connection with the brand, and you can learn more about it.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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