Learn how to apply for the FNB Private Wealth Credit Card

Here is a step-by-step guide to qualifying for the FNB Private Wealth Credit Card, one of FNB's main premium services for customers.

What do I need to know before applying for FNB Private Wealth Credit Card?

The Private Wealth Credit Card has a complex process for high-level users. Photo by Freepik.

The premium services of FNB Private Wealth offer efficient account and credit management for those with incomes above a million and in need of quality service and security.

As one of the country’s leading banking institutions, First National Bank provides options for various audiences, from beginners to the most advanced in financial management.

In this sense, the FNB Private Wealth Credit Card is part of the complete package of the account, with private banking services and an independent consultant to assist you in your day-to-day processes.

The credit card includes free travel insurance, access to lounges around the world, and life insurance with direct debit from the account. Additionally, it offers simplified plans for loans. For international travel, the virtual card does not have fees for online and physical payments, while the use of the card has an annual maintenance fee of 25 dollars.

With a widely accepted currency internationally, the client has access to millions of ATMs worldwide with a fee of 5 dollars per withdrawal.

Furthermore, the FNB Private Wealth Credit Card offers the possibility of requesting a luxurious and durable metal card for use in physical stores in any way desired. Focused on security, the FNB Private Wealth Credit Card provides full access to apps and support channels for direct contact with the banking institution.

Who can apply for the FNB Private Wealth Credit Card?

The FNB Private Wealth Credit Card, as well as the entire range of services from the bank account, has very restricted access.

This is because the minimum requirement is a net worth of R15 million, or a monthly income in the range of R1.5 million. Regardless of whether or not you are a bank customer, the conditions are the same for applying for the complete banking service.

How do I apply for the FNB Private Wealth Credit Card?

CREDIT CARD

FNB Private Wealth Credit Card

Access to the Airport Lounge with over 30 annual trips Dedicated private consultant to assist the client with everything they need Free participation in eBucks rewards Life insurance with automatic debit

Exclusive eBucks rewards and access to VIP lounges around the world

I WANT TO APPLY

* Você será redirecionado para o site externo

FNB Banking customers can contact the private consultant directly. If you already have an FNB Private Wealth account, the process is even easier.

However, if the customer has a different type of account, they will need to go through an analysis process with FNB. Therefore, they can request enrollment through the FNB Banking app.

The Private Wealth Credit Card account is managed at FNB Private Wealth offices distributed throughout the country. The hotline, 087 730 6000, provides access to premium service.

The FNB online form requests the name and identification number to start the application process, along with the phone number. The other documents required are:

  • South African identification book (with barcode) or valid South African passport
  • Passport with valid work authorization for non-South African-born citizens
  • Proof of residence in the applicant’s name and less than 3 months old
  • Latest payslip
  • Bank statements from the last 3 months

Additionally, for the purpose of verifying net worth, FNB may request additional banking and income information.

Want to learn about another option?

The FNB Private Wealth Credit Card can offer a highly optimized premium service even for the most discerning customers.

However, if you want to explore another option, the Standard Bank Diners Club Platinum is a good choice with its international presence and high acceptance quality.

Therefore, check out the information about Standard Bank’s premium product.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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