Scotia Momentum Visa Infinite Card: 4% Cashback on Recurring Purchases and Infinite Benefits for Life!

The Scotia Momentum is a Visa Infinite Card that offers up to 4% cashback on recurring payments and premium services for everyday life!

This card is one of the most awarded in the Canadian market in 2023, providing security and confidence; see how to apply!

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Scotiabank is a prominent Canadian multinational recognized as one of the top banks in the country, with a growing presence in other markets.

The bank provides a variety of financial services tailored for both individuals and businesses, including various credit card options.

The Scotia Momentum Visa Infinite card stands out as an excellent choice for establishing credit history while maximizing rewards and benefits, along with offering a grace period for interest on purchases.

This card has earned multiple accolades for being the best cashback option in the Canadian market, awarded by organizations such as CreditcardGenius, MoneySense, and others.

In terms of cashback rewards, the card offers 4% back on every dollar spent on subscriptions and recurring payments.

You also receive 4% back for every dollar spent at grocery stores and supermarkets. For daily commuting expenses, it provides 2% cashback applicable to gas stations, pay-at-the-pump, taxis, and buses.

For all other regular purchases, the card grants 1% cashback without any limits.

According to the bank, there isn’t a set limit for the card, but it can potentially reach very high amounts, even exceeding $10,000. The starting limit is $5,000 and will depend on the conditions you can demonstrate.

Yes, the card includes a promotional offer of 10% cashback on all eligible purchases during the first three months, with a maximum of $2,000 in total purchases.

Scotiabank’s credit card has an annual fee of $120, but there’s a special offer for waived fees in the first year. Additionally, each additional card incurs a fee of $50.

To be eligible for the credit card, you must meet income requirements and have a good credit score.

The entire application process for Scotiabank’s card can be completed using the bank’s online form.

Scotia SelectPay enables you to divide purchases over $100 into manageable installments, making shopping more convenient.

Scotiabank’s platform features an extensive cashback calculator, allowing you to have complete clarity before submitting your application.

The Visa Infinite network offers various perks, including concierge services, access to a hotel collection, dining programs, and purchase protection.

Moreover, you can save up to 25% on car rentals with AVIS and receive coverage for mobile devices, trip cancellations, emergency medical assistance, and flight delays.

Overall, this card is highly effective for your lifestyle, providing security and a wide range of benefits, even for those with the highest demands.

Want to learn another option?

If you want to maintain the standard of a reliable card from a major institution, you can check out the Simply Cash Preferred Card from American Express.

The card offers the benefit of 2% cashback on all purchases and 4% in select categories in the Canadian market; see how to apply.

SEE HOW TO APPLY