The top 2 best around $2,000 credit cards

1. Discover it® Cash Back:

Discover has become one of the leading brands in the United States when it comes to credit cards.

Offering a range of highly competitive options for individuals and businesses, spanning from everyday use to higher expenses.

The Discover it® Cash Back stands out as an intermediate product, designed for various daily purchases, allowing users to accumulate benefits with an efficient and secure card.

What’s the limit?

The credit limit of the card is customizable, making it suitable for the intermediate audience, who can also use it to improve their credit and potentially increase their credit line.

In this regard, when obtaining the card for the first time, the limit may be set in the range of $1,000 to $2,000.

However, over time, the customer can request higher limits, provided they adhere to the brand’s applicable rules.

Major Benefits

In terms of fees, a notable feature of the Discover it® Cash Back is a 0% introductory APR for the first 15 months of card usage.

Also, it has a standard variable purchase APR thereafter, going up to 28.24%.

The card also includes a few other fees for balance transfers and cash advances.

In terms of benefits, it offers fraud liability protection, 24-hour customer service, free FICO score checks, and 5% cashback rewards on purchases such as groceries and restaurants, along with 1% cashback on all other purchases.

Who can apply?

To access the card, a good credit score is required. Overall, the application form will request contact information as well as banking details related to the client’s financial life.

Discover provides a very transparent platform for customers to check if they truly qualify for the card.

Otherwise, the brand itself may suggest other credit card options from Discover, maintaining the same tradition and quality of products within North American territory.

2. Upgrade Cash Rewards Visa®:

Looking for a highly customizable credit card tailored to your needs? Upgrade provides an interesting solution, offering credit lines ranging from $500 to $25,000.

It can serve well as an intermediate card and even offers a very high ceiling to increase your limit.

What’s the limit?

As previously mentioned, the credit card has a highly personalized limit.

Therefore, it is possible to request a limit in the range of $2,000 for those seeking this intermediate amount for monthly transactions.

The card also opens up good possibilities for those looking to increase their limits in the future without necessarily having to switch to a different card, as the product performs very well across various levels.

Major Benefits

After the customer completes three transactions with the card’s debit function, they receive a $200 bonus in their Rewards Checking account.

The main benefit comes from a 1.5% cashback on all purchases that fully meet Upgrade’s requirements.

The card incorporates the latest technologies, such as contactless payments and compatibility with digital wallets like Google Pay and Apple Pay. It’s important to note that the card cannot be used at ATMs but is valid for all other purchases.

Another interesting perk is a 10% extra rebate as a credit on qualified purchases in the Upgrade Shopping network.

To apply, complete registration with the bank, providing all contact details, which is streamlined for existing Upgrade customers.

Finally, it’s worth highlighting that Upgrade does not charge an annual fee or late payment fees, favoring your budget.

Who can Apply?

Upgrade provides very clear communication about the conditions for the application, offering the form and contact information directly on the platform.

Customers of other bank services already have their registration ready and can reach out directly to request the card.

Check out some other options:

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