Citi Personal Loans: Up to US$30,000 with Rates Starting at 10.49%

Citibank, or simply Citi, offers personal loan plans of up to $30,000 with rates starting at 10.49% and a 0.5% reduction for automatic payments.

And the unsecured personal loan brings all the security and reliability of Citi, and you can find more information on how to apply.

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Citi is a financial establishment based in New York City that provides various banking services to its clientele.

It ranks among the leading financial corporations in the nation, furnishing banking solutions for both individuals and businesses, investment opportunities, and tailored advisory services.

Citi’s personal loan offerings do not necessitate the pledging of assets or property as collateral for fund disbursement, as the schemes are contingent upon the borrower’s creditworthiness and financial circumstances.

As per the bank’s statement, upon contract signing, funds can be deposited directly into a Citi account on the same business day or within 2 to 3 business days into a non-Citi account.

The minimum amount for the unsecured loan is $2,000, with a maximum of $30,000 for eligible clients.

Interest rates range from 10.49% to 19.49% APR based on the borrower’s presented conditions. Additionally, there are no other surprise fees to receive the funds into the account.

To access the loan, it is not necessary to be a bank customer. In fact, you must meet the basic requirements of being at least 18 years old and having a good credit score.

To apply for the loan, it’s ideal to have a good to excellent credit score.

However, before making the request, you can obtain a non-binding quote without affecting your credit.

Customers have the option to set up automatic payments, entitling them to a 0.5% APR reduction on the overall sum.

In any case, Citi offers an exceptionally efficient loan option for financial management, featuring reasonable rates that facilitate the borrower’s payment strategy.

Getting started with Citi is fast and secure; it is entirely conducted online, and there are no charges for receiving the funds.

Indeed, according to Citi’s promises, the analysis process takes about one minute to provide a response to the borrower’s request.

Want to learn about another option?

Discover is another multi-finance company that offers loans of up to $40,000 with rates starting at 7.99% for the American public.

And if you believe that Discover might be a better option, check out the dedicated article on how to apply for the unsecured personal loan.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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