Surge Platinum Mastercard full review

What do I need to know about the Surge Platinum Mastercard credit card?

Founded in 2005, Continental Finance Company (“CFC”) is one of America’s leading marketers and servicers of credit cards for consumers with less-than-perfect credit.

Continental Finance Company has more than 2.6 million credit cards managed since its founding, According to the company itself, it specializes in providing credit cards that help customers build or establish credit with dignity and respect.

One of the positive aspects of the Surge Secured Mastercard credit card is that it is relatively easy to become a holder.  Even if you have poor credit, you may still have relatively good approval odds.

Here we will detail the features of the Surge Platinum Mastercard for you. So read on to find out if the Surge Platinum Mastercard is a good credit card option for you.

How does the Surge Platinum Mastercard credit card work?

By having your application approved and starting to use the Surge Secured Mastercard credit card, you will have an initial credit limit that ranges from $300 to $1,000.

The Surge Platinum Mastercard credit card aims to improve or rebuild your credit. You can rebuild or improve your credit score when you make your payments on time and you keep your balance under your credit limit.

One of the attractions of this card is the possibility of doubling your initial credit limit while you work on building or improving your credit.

While getting a credit limit increase is a milestone for most credit cards on the market, with Surge Platinum Mastercard, your initial credit limit will easily double.

Simply make the first six monthly minimum payments on time and that’s it, you will have your limit increased.

Surge Platinum Mastercard credit card benefits

You’ll enjoy other great benefits with the Surge Platinum Mastercard credit card. Let’s take a look at them right now.

Mastercard Zero Liability Protection

With Mastercard Zero Liability Protection you will not be held responsible for unauthorized charges on your Surge credit card.

With zero fraud liability, you are only responsible for purchases that you make, so you can shop with confidence and know that your card activity is fully protected.

Whether you’re shopping in a store, traveling abroad, or making online purchases you can rely on this protection.

Monthly Reporting to All Three Major Credit Bureaus

The Surge Platinum Mastercard credit card can be used as an effective tool to build credit. Continental Finance accepts people who apply for a Surge credit card with less-than-perfect credit.

Continental Finance will report your payments to the three major credit bureaus – TransUnion, Experian, Equifax.

Free Monthly Credit Score

When you activate a Surge Mastercard, you have to create an account. One of the top features of that account is you get a free monthly credit score when you enroll in e-statements.

Every month you can check your score. This is very useful if you are building credit for the first time or repairing credit because you can see the impact actions like making your monthly payments on time have on your credit score each month.

Knowledgebase

Take some time to learn. The Knowledgebase is a base of articles for guidance on various credit topics such as credit utilization and how to build credit. You can learn a lot there and educate yourself financially.

What would be one of the drawbacks of the Surge Platinum Mastercard credit card?

One negative aspect of this card that can be mentioned is its annual fee, which ranges from $75 to $99.

How to apply for the Surge Platinum Mastercard credit card?

The Surge Platinum Mastercard is an option for individuals with poor credit who may have difficulty being approved for a traditional credit card.

By tapping the green button below you will learn more about the application process.

Take advantage of this opportunity to double your initial credit limit while working to improve your credit score.

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