Learn How to Apply for a Sanlam Money Saver Credit Card

Here is the step-by-step process to apply for the Sanlam credit card directly through the form operated by the brand!

What do I need to know before applying for a Sanlam Money Saver Credit Card?

The Money Saver can be an appealing card for earning rewards! Photo by Freepik.

The Sanlam Money Saver Credit Card is a prominent financial product from one of South Africa’s leading financial services companies, Sanlam. Boasting a widely accepted Mastercard, this credit card offers up to 55 interest-free days, aligning with market trends.

The standout feature lies in its rewarding bonuses, which allow users to choose between a co-savings option or accumulating 3% on purchases. Partnering with brands like Dis-Chem, Adidas, and others, customers can earn additional bonuses, and fuel purchases at TotalEnergies stations also yield cash back.

Sanlam Money Saver delivers an efficient financial management tool, leveraging app resources and the credibility associated with one of the country’s largest financial brands.

The application process is conducted in partnership with RCS, a South African lending company. It is essential for potential applicants to thoroughly research and understand the conditions and procedures before embarking on the journey to acquire the Sanlam Money Saver Credit Card.

Overall, the card serves as a significant financial tool, combining the convenience of app-based management with the reputable services of a major player in South Africa’s financial landscape.

Who can Apply for the Sanlam Money Saver Credit Card?

The Sanlam Money Saver Credit Card is available to the general public in South Africa, adhering to the primary market rules. To qualify as a cardholder, individuals must be 18 years of age or older.

Additionally, potential customers need to possess a valid South African ID or a driver’s license. For foreign citizens, presenting a passport and a valid work permit is necessary.

Applicants for the Money Saver Credit Card are also required to have a reliable and verifiable monthly income of at least R3,000, along with a good credit history score. Beyond these criteria, there are no significant obstacles for applying for the Sanlam credit card.

How do I Apply for the Sanlam Money Saver Credit Card?


Sanlam Money Saver

2.5% reward on general purchases Double rewards on purchases with partners Security and reliability Quarterly reward payments

Rewards of up to 5% on qualifying purchases with the card!


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The application process for the Money Saver Credit Card involves a partnership between Sanlam and RCS, and it follows standard market procedures. To initiate the application, the first piece of information required is the South African identification number. Subsequently, the customer needs to provide additional details such as their full name, phone number, and email.

Essential information about banking details and income sources, including monthly earnings and expenditures, is also requested. These details play a crucial role in assessing the customer’s credit profile, determining the feasibility of offering the card, and establishing monthly and annual limit possibilities.

During the application process, customers may be required to submit the following documents:

  • Copy of the South African ID or driver’s license
  • Latest pay slips
  • Proof of residence
  • Bank statements from the last 3 months

After submitting the application, Sanlam conducts an analysis of the credit possibilities. The bank maintains communication with the customer through phone at 0861 444 352 or email at [email protected] to address any queries and clarify potential concerns.

Want to learn about another option?

The credit card market in South Africa offers a diverse range of options to cater to various needs and budgets, both domestically and internationally. In this context, the Standard Bank Gold Credit Card stands out as a suitable choice for individuals with a moderate income seeking a competent card for everyday use. Therefore, it can be beneficial to learn more about the product.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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