Scotia Momentum ® Visa ® Cash Back credit card full review

What do I need to know about the Scotia Momentum ® Visa ® Cash Back credit card ?

If you are someone looking for a service in a credit card that can not only be used to make purchases, but also to obtain some form of reward, either through points or through a cashback system, then you need to know Scotia Momentum ® Visa ® Cash Back credit card. This credit card will make you earn your money in different ways of shopping.

Find out here all the benefits offered by the Scotia Momentum ® Visa ® Cash Back credit card and also what you will need to do to get this credit card in your wallet! Do not waste time and continue in this article to be sure that this credit card is exactly what you are looking for.

Fees charged for Scotia Momentum ® Visa ® Cash Back credit card

The annual fee charged by the Scotia Momentum ® Visa ® Cash Back credit card is the same as many credit cards charge their holders, and can be considered reasonable and healthy, being in the amount of $39 dollars.

Interest rates on purchases may be 19.99%

Interest rates on cash advances, including balance transfers, Scotia credit card checks and cash-like transactions, will be 22.99%.

If in the future you want to get other avenues of this credit card, you will have to deal with an annual fee of $15 per year for each supplemental card.

The fee charged on foreign transactions will be 2.5%, 0.5% less than what many credit cards in the same segment charge.

You can also count on an introductory 0% interest rate on balance transfers for the first six months of purchase. After this period, the amount charged will be what was previously informed (22.99%)

These fees make the Scotia Momentum ® Visa ® Cash Back credit card stand out from other credit cards, as they are common rates or below what the market presents to its holders.

How do the Scotia Momentum ® Visa ® Cash Back credit card works ?

This credit card has a cashback system that can be used for all purchases made with it. Only the percentage you will be billed may vary, as it will depend on the eligible category in which theScotia Momentum ® Visa ® Cash Back credit card will be used.

In addition, the Scotia Momentum ® Visa ® Cash Back credit card also offers cardholders a bonus for new cardholders, which includes various forms of benefits, such as exemption from fees, which makes the idea of purchasing it even more attractive, as you will have “test it” without having to pay for it!

Insurance provided by Scotia Momentum ® Visa ® Cash Back credit card

This credit card gives its customers the chance to get an extended guarantee for eligible purchases for 1 year!

Scotia Momentum ® Visa ® Cash Back credit card holders can also enjoy up to $500 purchase protection, which can be used for 90 days from the day the purchase is made.

What are the benefits offered by theScotia Momentum ® Visa ® Cash Back credit card ?

As previously mentioned, the Scotia Momentum ® Visa ® Cash Back credit card offers new cardholders an initial bonus where they will earn an introductory 0% interest rate on their balance transfers during the first six months of using the credit card. credit!

If you choose to purchase this credit card, know that you will also be entitled to a cash back system that will save you money on all your purchases!

When you use your Scotia Momentum ® Visa ® Cash Back credit card to pay for fuel at eligible gas stations, drugstore purchases, recurring bill payments and supermarkets, you will earn 2% cash back on every $1 spent!

On all other qualifying purchases you will receive 1% on the dollar per transaction!

How to apply for the Scotia Momentum ® Visa ® Cash Back credit card ?

If you want to learn how to apply for the Scotia Momentum ® Visa ® Cash Back credit card, feel free to access a dedicated article.

The article linked in the button below contains a step-by-step guide on how to obtain this credit card!

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