See How to Apply for the FNB Premier Credit Card

What do I need to know before applying for a FNB Premier Credit Card?

The FNB Premier Credit Card arrives to offer more convenience for life, with exclusive banking services, comprehensive support, digital cards, and extra benefits for traveling the world.

First National Bank offers a varied range of credit cards to the South African public, with the Premier being one of the main cards for the homonymous account.

See the main costs of the card:

• An initiation fee of up to R175 with the value depending on conditions sent by the bank
• Monthly fee of R99 for every customer
• Interest rates are personalized. 
• There is no additional cost for a spouse card for anyone

The card offers general benefits for life, such as automatic debt protection of up to R12,000 in cases of death or disability, purchase protection for items up to R10,000 bought with the card within 30 days of purchase.

Also payment for emergency medical expenses with exclusive conditions, and up to 55 days of interest-free purchases.

Who can Apply?

Every credit card offered in the South African market follows basic eligibility criteria that are commonly shared among most banks.

To begin with, applicants must be at least 18 years old and hold valid citizenship in South Africa. 

For citizens, proper documentation is required, whereas foreigners must present a valid passport along with an appropriate visa.

The primary eligibility criterion for the FNB Premier Credit Card is a verifiable income falling within the range of R350,000 to R849,999, positioning it as a high-end card suitable for everyday use.

It’s not mandatory to have an existing account with FNB, as the credit card itself initiates the Premier account.

How do I Apply for the FNB Premier Credit Card?

The FNB platform provides an ‘Apply Now’ feature, enabling you to directly submit your application for the card online.

Upon clicking, you’ll be directed to the initial section of the application form, where you’ll be prompted to input your RSA ID number and phone number.

To proceed with the card application, you’ll need to furnish additional personal details, including your full name, address, and email.

Regarding income details, you’ll be required to disclose annual earnings along with a breakdown of monthly expenses.

Throughout the application process, you’ll need to provide supporting documents such as proof of residence, a copy of your South African ID book or card, bank statements covering the last three months, and a recent payslip.

You’ll also be asked to authorize the bank to conduct a comprehensive check of the provided information, including verification of the applicant’s creditworthiness.

In addition to the online form, you have the option to request a callback by providing your full name, ID number, and contact details. The bank will then reach out to assist you further with the application process.

Alternatively, you can visit any of the numerous First National Bank branches to apply for the FNB Premier card in person.

More Details

The FNB card also offers other benefits, such as:

• 8 annual accesses to the SLOW Lounge and up to 12 additional visits when the cardholder purchases tickets through the First National Bank’s eBucks Travel system
• The eBucks rewards system for exclusive benefits when shopping at stores like iStore and Clicks
• The Visa brand is accepted virtually worldwide, with exclusive concierge services from the international company.
• FNB App for all digital services, including the ability to request virtual credit cards with changing CVV codes, enhanced security and protection, and comprehensive financial management.

In this way, the FNB Premier is a thoroughly comprehensive credit card widely accepted worldwide to ensure ease and convenience without hassles or issues.

Want to learn about another option?

Standard Bank offers the Diners Club Platinum as a comprehensive credit card for lounge access, personalized limits, Prime rates, and global WiFi access.

In this manner, the card also provides ample security for travel and online use in everyday life, and you can see how to apply.

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