See How to Apply for the Discovery Bank Black Suite Credit Card

What to know before applying?

The Black Suite is a comprehensive bank account from Discovery Bank that offers a complete credit card with the Vitality Money program to keep an eye on your finances!

The Black Suite includes a high-performance credit card designed for efficient daily financial management.

With the app, you can monitor your spending, manage your PIN and credit limits, and view your rewards. The extensive banking features offer convenient credit access, favorable loan rates, and simplified payments for specific purchases.

The Black Suite also includes smart fee management based on your Vitality Money status.

To obtain the card, the initial fee ranges from R150 to R199, depending on the credit limit, and the monthly fee is R534.

The reward system is based on Discovery Miles, which also provides health benefits such as up to 75% cashback on HealthyFood purchases at Woolworts and up to 50% off on personal care items at stores like Clicks or Dis-Chem

You earn 10 Discovery Miles for every R1 in rewards, with additional benefits through Vitality Active Rewards games.

You can use your Discovery Miles for up to 15% off at over 40 stores and services, or exchange them for flights or cash.

If you want to know more about the card, keep reading.

Who can Apply?

To open a bank account, you must be a South African citizen aged 18 or older. Foreign nationals will need to present a valid passport along with a visa.

The key requirement for accessing the card is your income, which should be between R850,000 and R2.5 million annually.

Before applying for the card, make sure to prepare documents like proof of income, a copy of your ID, recent pay stubs, and proof of residence.

To obtain the card, you must have a Discovery account.

How do I Apply for the Discovery Bank Black Suite Credit Card?

On the official card page, you can log in via the option in the top menu.

If you are not a South African citizen, you will need to create a new account by providing your South African ID number or passport number as the initial piece of information.

You will then need to supply other essential details for any bank account, including your full name, address, and country of birth.

Regarding income, you will need to disclose the amounts and sources. It’s important to note that this does not have to be a salary alone; other sources such as earnings or benefits are also acceptable.

Once you have set up your account with Discovery Bank, you can establish your credit criteria to apply for the card.

Unlike other credit card providers, you will be applying for the Black Suite, which encompasses all of Discovery Bank’s benefits. If you have any questions or issues, you can reach out to the bank’s customer support.

More Details

For travel benefits, the Black Suite card provides discounts of up to 75% on six domestic flights and up to 50% on two international flights. It also includes basic travel insurance and collision protection.

You can also enjoy a 25% discount on hotel stays and car rentals with Europcar and Southern Sun, as well as savings on experiences such as Royal Caribbean and Contiki trips.

Vitality Money is a unique service that helps manage your financial well-being, offering tools to track your financial score and explore new opportunities.

The bank’s FOREX accounts provide access to pounds, euros, and dollars around the clock with live exchange rates and quick transactions.

Discovery cards are equipped with advanced technology for making payments both domestically and internationally, including support for major digital wallets.

Overall, the card offers a wide range of benefits for effective daily management and premium features.

Want to learn about another option?

The SAA Voyager is a card entirely focused on travel benefits with the South African airline, offering unlimited access and discounts on international cruise purchases.

In this sense, it is a high-end card with corresponding costs, and you can see how to apply for it.

Written by

Gabriel Gonçalves