PenFed Platinum Rewards full review

What do I need to know about the PenFed Platinum Rewards Credit Card?

The PenFed Platinum Rewards Credit Card offers its holders the possibility to take advantage of different forms of rewards, discounts and points without charging abusive fees!

Keep reading the article to understand why the PenFed Platinum Rewards Credit Card is exactly the card you are looking for! Here you will find out about the benefits of this card, in addition to learning how to acquire it!

Fees charged by the PenFed Platinum Rewards Credit Card

The PenFed Platinum Rewards Credit Card does not charge an annual fee, which sets it apart from other cards in the same segment.

Fees for transactions carried out abroad are also zeroed! So if you’re looking for a card that supports you on your travels, this card is for you.

Variable purchase APR ranges from 16.49% to 17.99%.

Such fees make the PenFed Platinum Rewards Credit Card ideal for those who want to keep control of their spending without having to organize their expenses based on the fees imposed on their invoices.

Security offered

You will have full monitoring of your account. The monitoring of your transactions is carried out seven days a week, at all hours! If any transaction appears suspicious, a PenFed Platinum Rewards Credit Card representative will contact you immediately.

The information contained in your physical credit card will be double protected through the chip technology system.

When making online purchases, you will have the security provided by VISA based on advanced technology that divides a purchase into several layers to prevent fraud on your card.

Your account number, security code and name are protected and will never be stored on your mobile device via tokenized account numbers. In this way, no merchant will have contact with your data.

Discounts provided by the PenFed Platinum Rewards Credit Card

By having a VISA subscription, you have discounts at eligible merchants in the most varied categories. You have a discount for hotel room rentals, food and wine, car rental, general purchases, among many others.

PenFed members also enjoy discounts in a wide range of categories, such as home, automotive, personal, retail and financial services.

To stay up to date on discount opportunities, visit the websites listed on the PenFed Platinum Rewards Credit Card page, where you will learn about merchants available for such offers.

Visa Signature Concierge

VISA offers its cardholders a Concierge service, where you can get in touch at any time of the day, every day of the week, to answer questions.

All you have to do is contact us via the Visa Signature Concierge phone number, and take advantage of this great opportunity!

Balance transfer

You will be able to transfer your card balance for the most diverse types of actions to be carried out.

You will be able to pay off cards with higher rates, cover unexpected expenses, consolidate debts and lower interest rates, in addition to reducing your monthly payments.

How do the PenFed Platinum Rewards Credit Card works?

In addition to the benefits mentioned above, the PenFed Platinum Rewards Credit Card also offers a points reward system that can range from 1x to 5x points!

You’ll also have an initial bonus where you’ll earn 15,000 points for totaling $1,500 in spending on your card during the first 90 days (about three months) after opening your account!

Points, depending on their category, can vary between 1.7 cents and 0.85 cents.

What are some of the benefits offered by the PenFed Platinum Rewards Credit Card?

As previously mentioned, the PenFed Platinum Rewards Credit Card offers a points distribution service, and here we will detail this great benefit!

When using the card to fill up your car at gas stations or electric vehicle charging stations, you will earn 5x points.

In supermarkets, streaming services, restaurants, and others, you will earn 3x points.

Any other purchase made on the card will earn you 1x point!

How to apply for the PenFed Platinum Rewards Credit Card?

If you’re interested in learning how to get this card, don’t worry, we’ll teach you!

Access the article through the button below and discover other benefits and also how easy it is to acquire it.

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