Learn how to apply for the Wells Fargo Active Cash Card

What do I need to know about the Wells Fargo Active Cash Card?

One of the best cash rewards credit cards we’ve seen is the Wells Fargo Active Cash Card.

It’s simply one of the top flat-rate cash rewards cards.

Cash rewards cards that payout 2% on purchases are not uncommon, but the Active Cash card eliminates the restrictions usually associated with that exorbitant rate, takes the lead among Wells Fargo cards, and even takes the top spot on our ranking of the best no annual fee credit cards.

There are various alternative flat-rate cash-back cards that offer 2%, but the Active Cash card is a wonderfully simple choice due to its simplicity and ease of rewards earning.

Additionally, the card grants access to Visa Concierge and the Visa Signature Luxury Hotel collection as well as perks for cell phone protection.

This card is perfect for those who don’t need many different features and whose major priority is wanting to get cash back, even though it has fewer other functions.

There is no yearly fee for the Wells Fargo Active Cash, which provides an endless 2% cash back on purchases. This compares it to the best flat-rate cash-back cards currently on the market.

The initial 0% APR on purchases and eligible balance transfers lasts for 15 months before changing to a variable APR of 17.99%, 22.99%, or 27.99%.

The intro rate and cost of 3%, followed by a fee of up to 5%, with a minimum of $5, are applicable to balance transfers made within 120 days despite the transfer fee.

It is a fantastic choice for balance transfers because of this.

Who can apply for the Wells Fargo Active Cash Card?

To apply, you must be a registered user of Wells Fargo Online and the principal account holder of a Wells Fargo consumer account that qualifies and has a FICO Score available.

Wells Fargo consumer accounts that are eligible include deposit, loan, and credit accounts, while additional consumer accounts may also qualify.

Additionally, a FICO score of 690 to 700 is the minimal criterion because it is a card for persons with excellent credit.

How to apply for the Wells Fargo Active Cash Card?

You can apply for your card by clicking the “Apply Now” button on the official Wells Fargo Bank website and filling out the form that displays the following.

You will have the choice to register for a quicker prefilled application if you already have a Wells Fargo Online account.

After simply providing your contact details, payment information, and personal information, you can choose whether or not to add an authorized user.
If you’d like to speak with someone, you may also apply for Wells Fargo Visa Credit Cards over the phone by calling 1-800-967-9521.

Is it worth having the Wells Fargo Active Cash Card?

Look no further than the Active Cash Card if you want a card that doesn’t need much work and rewards you with 2% cash back on all of your purchases.

The Active Cash Card is a great option for people who want cash back but don’t want to change their spending habits every three months to maximize their rewards in rotating spending categories.

It has no annual fee, a low spending requirement to earn the $200 cash reward (spend $1,000 in purchases within the first three months), and unlimited 2% cash rewards on purchases.

Wells Fargo Active Cash Card vs Wells Fargo Autograph Card

The Wells Fargo Autograph and Active Cash are both top-notch products. If you prefer a single card with a straightforward structure, the Active Cash is probably a better option, although the Autograph would be preferable if you frequently spend money in the travel and dining bonus areas.

Both cards earn points that can be exchanged for statement credits in increments of $25 or for travel through Wells Fargo’s Travel Portal for a penny apiece. Along with the Active Cash, Wells Fargo’s selection of rewards cards has substantially enhanced with the introduction of the Autograph Car

Wells Fargo Active Cash Card benefits

• No yearly charge
• Dependable flat-rate incentives for purchases
• Spend $1,000 in purchases within the first three months to receive a $200 cash rewards incentive.
• No categories or restrictions to remember

Wells Fargo Autograph Card benefits

• No yearly charge
• Bonus sections
• No reward ceiling
• Insurance for cell phones

How to apply for the Wells Fargo Autograph Card

If you think this is the card that has the best fit for your needs, check out how to apply for it!

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