Learn how to apply for the Surge Platinum Mastercard

I’m interested in the Surge Platinum Mastercard credit card. What should I do?

With the Surge Platinum Mastercard credit card, all credit types are welcome to apply!

So even if you have a recent history of financial turmoil, you should submit your application.

The Surge Platinum Mastercard issued by Celtic Bank and serviced by Continental Finance is an unsecured credit card targeted to those with limited or poor credit.

The Surge credit card can be used as an effective tool to build credit. Continental Finance accepts people who apply for a Surge credit card with less-than-perfect credit.

Continental Finance will monthly report your payments to the three major credit bureaus – TransUnion, Experian, Equifax.

When you activate a Surge Mastercard, you have to create an account. One of the top features of that account is you get a free monthly credit score when you enroll in e-statements.

The main attraction of this card is the possibility, as you improve your credit, to double your initial credit limit. The minimum initial credit limit is $300 but can be as high as $1000.

By paying your Surge Platinum Mastercard credit card invoices on time, you get your credit limit increased in just 6 months.

In other words, if you started with a limit of $1,000 in a matter of 6 months your limit will already be $2,000!

The Surge Platinum Mastercard can be an effective tool to build credit as the issuer reports your monthly payments to the three major credit bureaus (TransUnion, Equifax, and Experian).

Who can apply for the Surge Platinum Mastercard credit card?

As previously mentioned, the Surge Platinum Mastercard is designed for those with bad credit.

To put it in numbers, you only need to have +300 in order to have your Surge Platinum Mastercard application approved.

Other factors are also taken into consideration, such as your income, debts or overall creditworthiness. If you apply, you could receive a decision in just a few seconds.

So if you need to improve your credit, consider applying for this card and build a new financial phase in your life.

How to apply for the Surge Platinum Mastercard?

Applying for a Surge Mastercard it’s easy. You may apply for a Surge Platinum Mastercard credit card online through the Continental Finance website.

In case you prefer to call them by phone, no problem, this option exists. Call 1-866-513-4598.

To apply for a credit card online, over the phone, or through the mail some basic information will be required. The Surge Mastercard is available in all 50 U.S. states plus the District of Columbia.

Is it worth applying for the Surge Platinum Mastercard credit card?

Though the The Surge Platinum Mastercard doesn’t offer any rewards for purchases, it is a viable credit card option for customers seeking to achieve more spending power and build their credit.

Nonetheless, consumers should note that the Surge Platinum Mastercard has a high annual fee in the first year of card membership, making it critically important for cardholders to make on-time payments in full each month.

Surge Platinum Mastercard credit card vs U.S. Bank Cash+® Visa Signature® Card

The U.S. Bank Cash+® Visa Signature® Card is a rewards-oriented credit card, as evidenced by its 5% cashback. It meets a different financial profile than the one that the Y card aims to meet.

In fact you will hardly be in doubt between these two cards. If you have a good credit score, you will opt for U.S. Bank Cash+® Visa Signature® Card and its advantages; otherwise, for card Surge Platinum Mastercard..

Surge Platinum Mastercard credit card pros:

• Open to people with less than perfect credit.
• Possible credit limit increase after just six months.
• Monthly reporting to the three major credit bureaus.
• $0 fraud liability.
• Free monthly credit score.

U.S. Bank Cash+® Visa Signature® Card pros:

• 5% cash back on your first $2,000 purchases each quarter on two categories you choose.
• 2% cash back on one everyday category.
• Earn 1% cash back on all other purchases.
• 0% intro APR on purchases and balance transfers for the first 15 billing cycles.
• No annual fee.

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