Learn how to apply for the U.S. Bank Cash+® Visa Signature® Card

I’m interested in the U.S. Bank Cash+® Visa Signature® Card. What should I do?

Well, it’s time to take the last step to get your U.S. Bank Cash+® Visa Signature® Card.

While it is true that at first glance some people may find the card’s rewards scheme a bit confusing, the truth is that this card is great at what it sets out to do.

CREDIT CARD

U.S. Bank Cash+® Visa Signature® Card

5% cash back $0 annual fee

Apply for your U.S. Bank Visa Platinum® Card right now.

Apply now!

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So let’s put the cashback possibilities in the form of a list to make it easier to understand:

  • 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center;
  • 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories of choice;
  • 2% cash back on one everyday category such as gas stations, grocery stores or restaurants; and
  • 1% cash back on all other eligible purchases.

And, as if that wasn’t attractive enough, when you become a U.S. Bank Cash+® Visa Signature® Card holder you are also entitled to an initial bonus.

You earn $200 as an initial bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.

The U.S. Bank Cash+® Visa Signature® Card also favors its holder with an initial APR offer. Cardholders enjoy a 0% intro APR on purchases and balance transfers for the first 15 billing cycles.

This is very helpful if you are carrying a balance.

The 5% cash back is available in the following categories (remember, you will have to choose 2 of them):

  • Fast food
  • Home utilities
  • TV, internet and streaming
  • Department stores
  • Cell phone providers
  • Electronic stores
  • Sporting goods stores
  • Movie theaters
  • Gyms/fitness centers
  • Furniture stores
  • Ground transportation
  • Select clothing stores

Who can apply for the U.S. Bank Cash+® Visa Signature® Card?

Since this is a card that offers so many rewards, it is natural that you need a good to excellent credit to qualify for the U.S. Bank Cash+® Visa Signature® Card.

This will not be the only criterion adopted by the bank to evaluate your application. The bank will also check your income, existing debts, and other information that the bank deems relevant.

To put it in numbers, you will probably need a credit score of 690 to 850 to have your Cash+® Visa Signature® Card application approved.

How to apply for the U.S. Bank Cash+® Visa Signature® Card?

To apply for the Cash+® Visa Signature® Card you will go to the U.S. Bank‘s website. Tap Apply now and complete the form, and then wait for the bank’s answer.

Need help with your application? No problam. If you have any questions regarding the process, please don’t hesitate to speak to the bank directly. You can call 800-532-4019.

Is it worth applying for the U.S. Bank Cash+® Visa Signature® Card?

You should be able to choose where you earn the most cash back, and with the U.S. Bank Cash+® Visa Signature® Card, you can.

Apply for your U.S. Bank Cash+® Visa Signature® Card credit card today.

U.S. Bank Cash+® Visa Signature® Card vs U.S. Bank Visa Platinum® Card

The U.S. Bank Cash+® Visa Signature® Card is obviously more rewards-oriented, as evidenced by its 5% cashback. There is something they have in common, however: they both offer an initial APR offer.

However, while the U.S. Bank Visa Platinum® Card offers 0% APR for 18 months at $0 annual fee, the U.S. Bank Cash+® Visa Signature® Card offers 0% APR for 15 months.

Both cards have a $0 annual fee.

For the U.S. Bank Cash+® Visa Signature® Card, you will probably need a higher credit score, 690 to 850.

So let’s now look at some of the strengths of each of these cards:

U.S. Bank Cash+® Visa Signature® Card pros:

  • 5% cash back on your first $2,000 purchases each quarter on two categories you choose.
  • 2% cash back on one everyday category
  • Earn 1% cash back on all other purchases.
  • 0% intro APR on purchases and balance transfers for the first 15 billing cycles.
  • No annual fee.

U.S. Bank Visa Platinum® Card pros:

  • 0% intro APR for 18 billing cycles.
  • No annual fee.
  • Up to $600 cell phone protection.
  • Pay over time with U.S. Bank ExtendPay™ Plan.
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