Learn How to Apply for an American Express Green Card
The American Express Green card offers a good experience for everyday services with security and reliability!
What do I need to know before applying for an American Express Green Card?
The American Express Green Card offers points on eligible purchases, with an additional 3x points on travel, transit, and dining, making it a comprehensive card for the public.
The Green Amex’s point system provides triple points on trains, rideshares, tolls, buses, subways, flights, hotels, tours, car rentals, and dine-in or takeout dinners.
Another benefit is the welcome offer, which provides up to 40,000 Membership Rewards points for customers who spend over $3,000 with the Green card in the first 6 months on eligible purchases.
For all other eligible purchases, the bonus is 1x points to accumulate with the card. In addition to benefits, the Amex card is quite comprehensive, offering contactless and digital wallet payment technologies.
Costs include a $150 annual membership fee and penalty fees of up to $40 for late payments. The APR for long-term payments ranges from 21.24% to 29.24%, with a maximum APR of 29.99% for cash advances.
The entire application for the Amex card can be completed directly through the brand’s platforms, and if you believe you may qualify for the card, continue reading.
Who can Apply?
According to Amex, the basic requirements to apply for the card start with being 18 years of age or older, as the card is not available for individuals under 18.
Additionally, it is necessary to be fully compliant with U.S. regulations, having updated and legally compliant official documentation.
In terms of credit score, according to the credit card brand, it is more likely to have the application approved with a good or excellent score, especially above 700 points.
To increase the likelihood, the customer needs to have a monthly income, as it is a fundamental factor for accessing credit.
Amex does not require the customer to have another product from the brand.
However, if the individual has had any past payment issues with the brand, it is unlikely to be approved for the green card. Moreover, there are no other significant requirements for the Amex credit card.
How do I Apply for the American Express Green Card?
The Amex platform features an ‘Apply Now’ button that directs the customer straight to the application form. If the customer already has other Amex services, they can log in directly with their username and password to streamline the process.
Returning to the form, the customer needs to provide personal information such as:
- Full name
- Date of birth
- Name to be printed on the card
- Complete home address
- Email address
- Phone number
- Social security number
Additionally, they will need to provide income details, such as the source (employed, business owner, retired, or beneficiary), annual income amount, and the optional post-tax income.
Amex offers a chat on the form page, allowing the customer to interact with a virtual assistant to address any questions. It’s also possible to contact Amex’s customer service channels.
After submitting the information, Amex will conduct a credit check to provide a positive or negative response. It’s important to note that applying for the card does not tend to impact the customer’s credit, even in the case of a denial.
More Details
The Amex card comes with a $100 Lounge Buddy credit when the customer uses the card to purchase access to such locations.
Another credit is Clear Plus, which provides a $189 annual refund after associating with Clear through card usage.
The Green Card provides access to Send & Split to send money and split expenses with Venmo and PayPal users directly through the Amex app.
Additionally, the Amex card has no foreign transaction fee for overseas purchases. It also offers exclusive American Express virtual experiences and access to music, theater, and sports content.
Want to learn about another option?
The American Express Blue Cash Preferred Cash is a card that offers up to 6% cashback with no annual fee in the first year.
In this regard, it is another credit card option from Amex, providing excellent services for the North American public.
If you believe that this card may better suit your needs, you can check out the dedicated article on the topic.
