The top 3 best around $1,000 credit cards

1. Capital One Quicksilver Secured:

With this card, you can obtain credit limits ranging from $1,000 to $3,000, covering a high intensity of daily expenses.

Additionally, the annual fees are $0. It’s worth noting that the cardholder has up to 35 days to make the payment correctly.

The Quicksilver card offers an attractive 1.5% cashback on each eligible purchase.

Although it is a card designed to initiate credit history, Capital One performs a certain verification of the customer’s profile to make the decision.

Nevertheless, the process is usually quick and relatively hassle-free!

2. Milestone Mastercard®:

When it comes to low-budget cards, the Milestone Mastercard® is one of the favorites among the American public

This happens mainly due to its recognized and well-accepted Mastercard brand, which provides broad acceptance both nationally and internationally.

As per Mastercard’s own information, the card has a credit limit of $700, serving as a practical strategy for efficient and secure financial management.

Additionally, it is an interesting option for building a credit history, especially if the cardholder pays everything correctly and within the specified deadlines.

In terms of benefits, the card offers basic security features to protect information and purchases, along with full access to the Milestone app for easy and quick card management from anywhere.

The Milestone application process is concentrated directly on the company’s official website, and it is generally secure with few objections, considering it is a financial solution for individuals seeking to spend conservatively and have peace of mind.

Milestone will conduct a pre-qualification check to assess the customer’s viability and issue a very efficient card for day-to-day use.

3. Discover it® Student Cash Back Card

Do you need a student credit card?

The Discover it® Student Cash Back Card is not only designed for those with a limited credit history or those starting their credit journey, but it also requires a valid connection with a recognized educational institution in the United States.

The card features a customizable credit limit, although it may not be very high.

Its primary function is to provide an efficient card for everyday purchases at establishments such as restaurants, bars, stores, and gas stations.

For these types of purchases, the card offers a 5% cashback and rewards that can be redeemed via Amazon.com and PayPal.

Another significant benefit of the Discover It® Student Cash Back Card is the absence of fees, making card maintenance more convenient.

To apply, aside from being a student, one needs to be legally residing in the United States, as the bank will conduct a thorough profile verification.

It’s important to note that having a credit history is not necessary, as the card is specifically designed for individuals in the early stages of building credit.

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