How do I Apply for the TD First Class Travel Visa Credit Card?

What do I need to know before applying?

The TD First Class Travel is a premium, high-end card that offers 2 TD reward points for every dollar spent and an annual birthday bonus of up to 10,000 points!

TD Bank is recognized as one of the top banks in the North American sector, boasting a significant footprint in Canada.

This card is tailored specifically for travel-related benefits, catering to individuals with travel needs.

The bank’s rewards system operates on TD Rewards Points, allowing you to accumulate up to $1,000 in value with 20,000 points after your initial purchase and 115,000 points when you spend at least $5,000 within the first 180 days.

The annual fee is set at $139, with an extra $50 charge for each additional cardholder; however, the fee is waived during the first year.

You can earn TD Rewards points based on your spending categories: 8 points for every $1 spent on travel booked through Expedia, and 6 points for every $1 spent on groceries and dining.

Moreover, you earn 4 points on bill payments and regular services and 2 points for every $1 spent in all other categories. Additionally, you receive 10,000 points as a birthday bonus on your anniversary.

The redemption options for rewards are also quite appealing, as points can be exchanged for travel discounts, credit card bill payments, purchases on Amazon.com, Starbucks, and statement credits. Here are some of the travel benefits included:

• $100 TD travel credit annually
• Emergency assistance services
• Insurance coverage for medical needs, delayed baggage, flight delays, trip cancellations, and hotel theft.

Who can Apply?

As a premium credit card, the requirements for application are reflective of its status.

Firstly, you need to be a Canadian resident of legal age in your province. For non-residents, you must provide a passport along with a valid visa for identification.

Additionally, your individual annual income must be at least $60,000, or your family income should be $100,000.

To qualify for the card, you should possess an excellent credit score and have no outstanding debts recorded in recent years.

See How to Apply for a TD First Class Travel Visa Credit Card

All applications are subject to assessment and availability by TD Bank. To begin your application, click on ‘Apply Now’ directly on the card’s webpage.

On the following page, you will indicate if you are already a TD customer. If not, you can register online.

Then, proceed to complete the application form by providing some information, including:

• Personal details: full name, date of birth, and Social Insurance Number (optional).
• Contact information: phone number and email address.
• Your address and banking information, including income details and a list of expenses, as well as housing information.

During the application process, the bank may ask for proof and documentation, especially concerning income, identification, and residency.

Having a bank account with TD Bank or other financial institutions like BMO can simplify the process.

If you have any inquiries, you can reach out to TD Bank, which provides efficient customer service to assist with any concerns.

More Details

The card comes with extra benefits and features, including the TD payment plan for purchases beginning at $100 and discounts with Avis.

As part of the Visa Infinite brand, it provides a complimentary concierge service that is available 24/7, access to a collection of luxury hotels spanning over 900 locations, and exclusive entry to tickets and events throughout the year.

Security is a top priority for the card, offering mobile device insurance of up to $1,000, extended warranty coverage, instant alerts, and comprehensive card management through the mobile app.

The TD Bank card is highly effective for both everyday use and international travel, as it is widely accepted around the globe while ensuring top-notch security.

Want to learn another option?

Looking for another great option in the market? Check out the Scotia Momentum, which offers exclusive Visa Infinite benefits like concierge service. 

The card also provides a 10% cashback bonus for new cardholders and 1% cashback on all purchases. Learn how to apply. 

Written by

Gabriel Gonçalves