Applied Bank® Secured full review

What do I need to know about the Applied Bank ® Secured Visa® Gold Preferred ® Credit Card?

The Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card is ideal for people planning to start a new financial journey or looking to restart their economic life. This card seeks to encourage people to start with a positive credit history.

Continue reading this article to learn about the benefits offered by this card and how to acquire it!

The Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card accepts applications from new cardholders without checking your credit history!

Your limit will be defined by you! All you need to do is make a minimum security deposit of $200 to start your financial restart!

Fees charged for the service

Its great differential is that in addition to the ease of joining because it does not require a credit history, you also won’t have to deal with abusive fees being charged for services!

With an annual fee of $48 and a fixed interest rate of 9.99%, you get a full-service credit card, and you can feel your money is being put to good use.

The fee for transactions made in foreign establishments is the same as many credit cards in the same segment, 3% on each transaction (in US dollars).

The cash advance fee is $5 USD or 5% of the value of each cash advance, it just depends on which is greater.

The late payment fee is up to $38 USD, and this same amount is used for a refundable payment.

The annual fee charged is considered reasonable as in addition to not requiring a positive credit history, the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card also reports to the three major US credit bureaus.

A little about Applied Bank

Applied Bank has been in the business since 1996, offering consumer and retail banking services.

The bank is also known for its community-oriented activities and for carrying out various campaigns, such as the Delaware Financial Literacy Program, where the Company is headquartered.

And to complement these services, Applied Bank has launched the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card to give everyone the opportunity to be financially active in the United States.

How does the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card works?

To purchase it, you will need to pay a refundable security deposit, which must be a minimum of $200 and a maximum of $1000. This amount will be the same as your credit limit.

After your application is approved, you can increase this credit limit up to $5,000! Just make more deposits anytime!

You can use the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card in any business you like.

Keep reading the article to understand why this card is right for you!

 What are some of the benefits offered by the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card?

As previously discussed in the topics above, this card is ideal for people who are looking for a financial restart, so that they can gain economic control of their life. And also for those who are starting their financial life.

Its great benefit is the fact that you do not need a positive credit history or an existing credit history!

In addition to reporting the movement in your bank account to the three main credit agencies in the United States.

Its fees are considered lower compared to other cards in the same field, which makes it easier for those who do not have a high income.

How to apply for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card?

If you are interested in learning how to apply for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card and learn about other benefits, you will have access to this information with us!

Don’t waste time and access the article now through the button below!

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