SAA Voyager Premium Credit Card Full Review
The SAA Voyager Premium is a top-of-the-line credit card from Nedbank in partnership with the airline, designed to provide everyday comfort!
Rewards in miles to purchase tickets with SAA!
The Voyager Premium Credit Card is a credit card offered by NedBank, providing a variable monthly credit limit upon request and offering miles benefits and discounts on tickets with South African Airways (SAA), the South African airline with nearly 100 years of history in the African market.
The SAA Voyager is a premium management credit card that can be used in physical and online stores worldwide, functioning as a luxury product for those with needs extending beyond the South African territory.
In addition to the credit card itself, Voyager allows for purchases to be paid using the budget feature, with a minimum refund of 5% on outstanding balances.
The SAA Voyager comes with competitive advantages such as automatic enrollment in the Voyager Rewards program and a range of mileage and discount benefits with SAA, a significant South African airline.
How Does the SAA Voyager Premium Credit Card Work?
The Nedbank Group is a network of financial services providing a range of businesses such as insurance, asset management, and wealth management for individuals and businesses, including banking loans and facilities for money management.
With over 130 years of history, the bank, founded in the Netherlands and brought to South Africa in the same year, has gained much respect not only in South Africa but also in other countries within and outside the continent.
On the other hand, South African Airways is an airline established in 1934 in South Africa, offering nearly 40 destinations to the public and becoming the largest aviation company in South Africa.
Therefore, the SAA Voyager Premium is one of the credit cards in Nedbank’s credit card lineup, representing a partnership between the brands to provide all the benefits of the Voyager rewards program with Nedbank’s banking technology.
The credit card has two possible flags: Mastercard or American Express, allowing for a flexible credit limit. The customer also has access to the Money app or online banking for comprehensive card management, enabling payments via touch, QR code, or digital wallets.
The SAA Voyager Premium has an annual cost of R2,040 plus R32 per month for the credit facility fee, while the minimum income for the card is R25,000 monthly.
What are the SAA Voyager Premium Credit Card Benefits?
As a premium and top-of-the-line credit card, the SAA Voyager Premium comes with general benefits such as:
- Zero fee for supplementary cards
- There are no charges on ticket purchases using the card
- Automatic enrollment in the Voyager Rewards program for exclusive discounts
- Up to 55 interest-free days
The specific travel-related benefits that are the main differentiators of the credit card include:
- Automatic basic travel insurance up to R6 million
- Optional protection
- Unlimited access for the cardholder and companions in SAA lounges
- Discounts for up to 1,200 destinations with Star Alliance partners
- Discounts on international cruises
- Additional baggage allowance on SAA flights
- Discounts on car rentals with Europcar
- Preferred check-in
Additionally, cardholders receive specific mileage-related benefits, including:
- Unlimited Voyager miles for Premium American Express
- Up to 19,000 bonus miles on the first ticket purchased with SAA
- Up to 15,000 miles upon reaching a spending of R300,000
- Double miles in the first month
- Additional global ticket after spending R1 million in a year
The SAA Voyager, as the name suggests, is a premium card. Therefore, it has a relatively high minimum monthly income requirement, making it less viable for some audiences.
For those with a budget, it’s important to understand that the card is heavily focused on SAA, being a product of the airline. While it does offer basic services beyond flights, the benefits are more appealing to those with travel needs, potentially not being the best option for different profiles.
How do I apply for the SAA Voyager Premium Credit Card?
The SAA Voyager offers different application forms for both clients and non-clients of Nedbank’s banking services or South African Airways flights. Therefore, it’s important to be familiar with all the conditions and processes.