See the Step-by-Step Process to Apply for the Discover It Student Cash Back Credit Card
The student credit card is comprehensive for building credit with a range of benefits and rewards; see how to apply!
What do I need to know before applying for a Discover It Student Cash Back Credit Card?
Discover It Student Cash Back is a credit card that doesn’t require a credit history or score, offering 5% cashback on purchases at restaurants, supermarkets, and gas stations, along with 1% on all other purchases.
CREDIT CARD
Student Cash Back
Are you an enrolled student? Then, check out the ad and submit your application!n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
As the name suggests, the credit card is designed for students, focusing on those who don’t yet have a credit history on the market.
The purpose of the Student Cash Back, besides making routine purchases, is precisely to start building a credit history for larger projects in the future.
In terms of fees, the Student Cash Back program is quite favorable, with no annual fee for card maintenance.
Additionally, it features a 0% introductory APR for purchases and 10.99% for balance transfers, both for six months. Subsequently, APR values range from 18.24% to 27.24%.
To make life easier for students, the card offers comprehensive management through the Discover app, with Discover acceptance virtually nationwide.
The Student Cash Back also features a match of refunds, dollar for dollar, on an unlimited correspondence of all the cash back the student earns in the first year.
In addition to online privacy protection, the student can refer a friend and receive credit on their statement.
Overall, the card starts with a $500 limit, and if this makes sense for you, keep reading.
Who can Apply?
The Discover credit card has a quite defined criterion: being a college student. For this, you’ll need to provide a valid college enrollment for a 2- to 4-year program.
Additionally, the bank will need your credit report, even though it doesn’t have a history or score, precisely to confirm such information with the customer.
The process also requires a minimum age of 18 years old to open the account, along with a valid visa for foreigners.
Discover makes it clear that conditions may vary from state to state. And even if you meet all the requirements, all applications are subject to service availability.
How do I Apply for the Discover It Student Cash Back Credit Card?
To access the student credit card, you can look for the orange “Apply Now” button directly on the official Discover page.
After selecting the option, you’ll be redirected to an application form. The first part is to choose the design that will be printed on the card.
The application doesn’t take much time, and the initial information includes contact details such as full name, address, and date of birth.
In the case of the student, you should choose the “College Student” option in the employment status menu, also providing the year in college, monthly housing expenses, annual income, and email address.
Additionally, you’ll need to agree to the terms and conditions before submitting the data for the bank’s analysis.
During the process, the bank may request documents such as proof of residence and income, as well as a copy of identification and the enrollment issued by the educational institution.
The student can also receive a referral from a friend, as Discover gives credit bonuses to those who refer friends who sign up with the company.
In case of any doubts or questions, you can contact one of the bank’s customer service channels, such as live chat, the app, or phone.
CREDIT CARD
Student Cash Back
Now that you know all the conditions, explore the application for students.n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
More Details
An extra charm of the student credit card is the wide variety of designs, each distinct from the others. In total, there are about 20 options, both in terms of color variations and designs to personalize the product.
The application, available for both iOS and Android, has a good reputation for providing easy and complete financial management.
Want to learn about another option?
For the audience that, in addition to being students, has a favorable credit history and needs premium services, they can explore Chase’s Aeroplan, which offers a range of benefits with Air Canada.
In this regard, you can enjoy 3x points at restaurants and supermarkets, along with a generous welcome bonus. So, check out the article for information on how to apply.
