See How to Apply for the Chase Freedom Rise Credit Card

What do I need to know before applying for a Chase Freedom Rise Credit Card?

As the name suggests, the Chase Freedom Rise is the card for you to start a credit line and still enjoy 1.5% cash back rewards on all purchases.

The Chase card provides the security of the bank with a solution for the following audiences:

• Students
• People with no credit history
• First-time workers

Although available to anyone in need, the card clearly focuses on those starting a credit line and wanting an option precisely to increase their score.

With no annual membership or maintenance fee, the card offers unlimited 1.5% cash back with no expiration date on all purchases.

You can redeem cash back with the following options:

• Statement of credit
• Direct deposit to checking or savings accounts
• Points on Amazon.com
• Gift cards
• Travel with Chase Ultimate Rewards

You won’t have to wait for the credit card to arrive home, as Chase already releases a digital version shortly after signing the contract.

With the focus precisely on starting a credit line, the card offers free monitoring of your score with tips from Chase Credit Journey.

Within up to six months with the card, Chase can still increase your limit. If you liked the conditions, keep reading.

Who can Apply?

First and foremost, it’s important to keep in mind that the credit card is aimed precisely at the audience who doesn’t have a credit card yet, which says a lot about the application conditions.

Basically, you need to be at least 18 years old and be a properly registered citizen of the US, either as a native-born or as a foreigner with an updated passport and visa.

Chase doesn’t necessarily consider credit scores. Having an account with the bank isn’t required, but Chase itself informs us that account holders with at least $250 are more likely to be approved.

An important factor the bank may consider is your monthly income possibilities. Nevertheless, any and all requests will be subject to the bank’s availability, even if you meet the conditions.

How do I Apply for the Chase Freedom Rise Credit Card?

Chase provides the entire application process directly through its online platform. On the card’s page, you can select the login option as a user.

This is for those who already have an account with Chase; simply provide the username and password.

For those who have no prior contact with the bank, it will be necessary to apply as a guest, selecting the green button to be redirected to the application page. You will be presented with a form to provide the following details:

• Personal information: first name, middle name, last name, and suffix
• Identification: date of birth, mother’s maiden name, and tax ID type between Social Security Number and Individual Tax Number
• Address: address type, street name, number, city, state, and ZIP code
• Contact Info: Email Address and Phone Number
• Student Info: yes or no
• Financial information: residence type, employment status, and annual gross income

Additionally, you will need to confirm security and permission questions. During the process, Chase may request the submission of documents such as a copy of your driver’s license or proof of income.

More Details

Although it’s an entry-level card, the Chase Freedom Rise is quite comprehensive in security and protection, offering zero liability protection for unauthorized purchases and purchase protection for up to 120 days.

Additionally, you’ll have extended warranty protection for an additional year for eligible warranties, trip cancellation or interruption insurance of up to $6,000 per trip, and 24/7 fraud monitoring.

The Chase Mobile app provides complete control over the card, including bill tracking and one-click locking and unlocking.

The card also features partner benefits at stores like Doordash, Lyft, and Instacart+.

Want to learn about another option?

The Self Credit Builder Secured Visa is another credit card option for those without previous credit lines or histories, offering good management.

The conditions are somewhat similar and have the same goal as Chase’s, but you can see directly how to apply.

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