Learn How to Apply for the Capital One SavorOne for Students

What do I need to know before applying for a Capital One SavorOne for Students?

The Savor One student card offers unlimited 1% cashback on all purchases and 3% on selected categories!

The Capital One SavorOne is a credit card that offers special conditions for students, especially regarding credit.

In terms of rewards, you’ll receive 1% unlimited cash back on all purchases and 3% in the following categories:

• Restaurants, entertainment, streaming services, and supermarkets.

You can redeem rewards through options such as:

• Checks, gift cards, deposits, applications, and purchases via PayPal and Amazon.com.

The card does not charge annual maintenance fees or foreign transaction fees, with variable APRs ranging between 19.99% and 29.99%.

Another important aspect is that the card is not revoked when you finish college, allowing you to keep the SavorOne and even seek to increase credit limits.

You can manage the entire card directly through the bank’s app, with options to add users, receive 24-hour customer service, enable automatic payments, and more. If you qualify for this card, keep reading.

Who can Apply?

The basic criteria to get a card with Capital One is to be at least 18 years old and be a properly registered citizen in the country, either as a US-born citizen or as a regularized foreigner.

The student card has its own criteria for being enrolled in an accredited university, community college, or any higher education institution.

In addition to being enrolled, you can apply for the card up to 3 months before enrollment, benefiting those who already want the card to start the course.

To apply for the card, you don’t need to have an excellent credit score, but you must present an annual income, including from guardians.

However, being a student doesn’t exactly grant you the card, as it’s subject to the bank’s availability.

How do I Apply for the Capital One SavorOne for Students?

To apply for the card, you can select the ‘See if I’m pre-approved’ button on the website for an initial and non-binding view.

For those who are more certain, you can select the ‘Apply Now’ button to access the application form.

Once in the form, you need to fill in the following information:

• Personal information: full name, date of birth, SSN, or individual tax identification number
• Study information: yes or no for US citizens, type of degree, and expected graduation date
• Contact information: residential address, ZIP code, city, state, phone number, and email address
• Financial information: employment status, total annual income, monthly housing payment, and bank account

In addition, you’ll need to accept privacy boxes and can even choose to have card communication in Spanish. If you have any questions, you can contact Capital One customer service.

The bank will also offer the possibility to open an account with Capital One, mainly for more comprehensive management, but it’s not strictly necessary for the card. 

The website also features a comprehensive FAQ to address any doubts. If you have an account with Capital One, the application process can be even easier with a quick login directly on the platform.

More Details

The card comes with special benefits such as 10% cash back with Uber and Uber Eats, 8% cash back on Capital One Entertainment purchases, and cashback on travel with Capital One Travel.

In terms of protection, it includes the following benefits:

• $0 fraud liability
• Real-time security alerts
• Virtual card numbers
• Card lock via the app
• Account alerts

Additionally, you have CreditWise to help you get tips on building your credit score.

In this way, Capital One offers the SavorOne version for students with favorable conditions to manage their daily lives while attending university with more ease.

Want to learn about another option?

The country’s market offers other options for those starting their credit journey, such as Chase Freedom Rise, which isn’t specifically for students.

Therefore, no enrollment needs to be verified, and the conditions are also similar. You can see how to apply.

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