Discover It Student Cash Back: The Card for Making Purchases, Earning Rewards, and Building a Credit History!

Discover It Student Cash Back is the credit card dedicated to building a credit history for young individuals, offering 5% cash back on everyday purchases such as restaurants and supermarkets, along with 1% back on all other purchases!

So, if you are new to the world of credit and want a reliable card to build your history, check out more details on how to apply.

SEE HOW TO APPLY

Searching for More?

Discover Finance is a financial services and banking company that offers checking accounts, loans, and a range of other affiliated holdings such as Diners Club, Pulse, and Discover Card.

In this regard, it has good lines of credit cards, such as the Discover It Student Cash Back, a card aimed at establishing a credit history for beginners.

Therefore, it does not require any credit score for enrollment and does not charge an annual maintenance fee. The card offers 5% cash back on purchases at restaurants and drugstores.

However, it’s worth noting that this selection of locations varies over time, so it’s important to keep an eye on updates.

Generally, the card limit starts at $500 and can go up to values as high as $1,000 and $2,000, depending on the conditions.

No, the card does not offer welcome bonuses for new cardholders.

The student card does not charge an annual maintenance fee, in addition to having a 0% introductory APR and a 10.995% APR for balance transfers, both for 6 months.

The card does not require a credit history for application.

Yes, the entire application process can be done directly through Discover’s online platforms.

And for all other purchases, cardholders earn 1% rewards. Another benefit of the student card is the introductory APR of 0% for 6 months, after which rates range from 19.24% to 27.24%.

For balance transfers, there is also an introductory APR of 10.99% for six months after account opening.

By having a Discover credit card, you’ll have security and acceptance for making general purchases, earning rewards, and also building a good credit history for larger projects in the future.

Want to learn another option?

For those who already have a good credit line and need a more premium service, it’s possible to acquire Aeroplan, a partnership between Chase and Air Canada.

The card offers 3x points on purchases, along with exclusive access. If you fit into this category, you can see how to apply.

SEE HOW TO APPLY