Learn How to Apply for the Standard Bank Titanium Credit Card

What do I need to know before applying for a Standard Bank Titanium Credit Card?

The Standard Bank Titanium is a good option for a modern Mastercard that offers exclusive benefits such as discounts on flights and car rentals, basic travel insurance, and cashback on hotels and stays.

Standard Bank has a range of credit card lines, each with more or fewer benefits, adapting well to the needs of different customer segments.

In this regard, Titanium offers good value for money, with an initiation fee of R190, a monthly fee of R89, and up to 55 days of interest-free full account payment. With these costs, it offers a credit limit of R250,000.

In terms of travel benefits, the card provides discount offers such as:

• Up to 20% on Emirates flights
• Up to 20% on car rentals with Avis
• Up to 10% cashback with Booking.com
• Up to 20% on flights with TravelStart
• Up to 10% on luggage from Gopals
• Up to a 10% discount on car rentals with RentalCars.com
• Up to a 15% discount on hotels and resorts

Additionally, for travel, the Titanium offers 6 free visits to the Bidvest Premier Lounge and 6 visits for you and guests to the Standard Bank Fluent Lounge, along with basic insurance coverage.

If you like titanium and want to know more, keep reading.

Who can Apply?

Standard Bank offers common market conditions for credit card approval.

Firstly, you need to be regularized in the country as a born citizen or foreigner with the proper work visa and passport.

Cardholders must be at least 18 years old and have an excellent credit history. In terms of income, you need to present a monthly income starting at R25,000 from verifiable sources.

Additionally, the bank does not require other conditions, but know that every application is subject to the availability of Standard Bank.

How do I Apply for the Standard Bank Titanium Credit Card?

The Standard Bank Titanium page has a “Do I Qualify?” option for non-bank customers.

The button redirects to an application form where you need to provide your full name, South African ID number, phone number, gross monthly income, and monthly expenses.

Upon submitting all the information, the bank will provide service to understand your needs and negotiate the card.

For current bank account holders, you can request the card directly through internet banking or the app.

By logging into your account with your username and password, you will already have the list of cards available to you in the “Borrow” and “Personal Loan” menus.

If titanium is available for your account, you can request it. If it is not, you can contact the bank. Other ways to request the card include calling Standard Bank directly or visiting one of the bank’s branches around South Africa.

More Details

The Titanium card is enabled for payment by chip and PIN, with 3D Secure Verification for online purchases, and you can tap to pay up to R500. Besides travel, the card offers discounts in other areas, such as:

• Up to 15% off at the Wine of-the-Month Club
• Discounts in the USA with MyUs.com
• Up to 25% off the first Flit subscription
• 10% off surgeries and procedures with Mastercard’s Medical Tourism Concierge

To activate the discounts, you will need to register directly with the companies, and the bank offers complete support pages with instructions.

Standard Bank offers 3x more UCount Rewards points in the Standard Bank rewards system. In this regard, UCount Rewards provides benefits in various areas, including 20% cashback on purchases in stores, fashion, or lifestyle, as well as 10% on fuel purchases.

Therefore, the credit card is highly useful for any situation, both inside and outside the country.

Want to learn about another option?

If you want an even more comprehensive card from Standard Bank, you can check out the Platinum, which offers even more discounts.

The card provides up to 12 lounge visits annually, in addition to full usage for any situation, and you can see how to apply.

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