Learn How to Apply for the Standard Bank Diners Club Platinum Credit Card

What do I need to know before applying for a Standard Bank Diners Club Platinum Credit Card?

The Diners Club Platinum from Standard Bank offers a comprehensive premium financial management service with a prime interest rate, personalized limits, and high-level experiences.

This card is the premium version of the Diners Club International brand with Standard Bank, providing quick access at airports and entry to over 1,300 VIP lounges worldwide.

Focusing specifically on travel, the card offers additional benefits:

• Diners Club Premium Concierge: A personalized platform to receive offers
• Meet & Greet Transfers: Advantageous rates and quick access
• Flight Discounts with Emirates: Up to 20% off on economy and 15% off on first class
• Avis Club Service: Priority access to upgrades and rental discounts
• Diners Club Travel Tools App: For travel information.

The card provides access to the ClubMiles rewards program, allowing you to accumulate points for flights and accommodations.

In terms of costs, the card is expensive, with a primary card fee of R1536, a monthly fee of R128, and a prime interest rate of 7.25%.

However, despite the high costs, it is a premium card of the international Diners Club service, offering benefits and very efficient financial management.

If you liked the card, keep reading.

Who can Apply?

First, it is important to understand that the Standard Bank card with Diners Club International is a premium option in the South African market.

Therefore, the main requirement is income. To access the card, you need an annual income of R500,000.

The card also has basic bank prerequisites, such as being at least 18 years old, being a South African citizen, or being a foreigner with a regularized visa.

You will need to verify all information sent to the bank, including address verification, identity or passport copy, income tax return, and pay stub.

Beyond this, Standard Bank does not have many other conditions, but all applications are subject to the bank’s availability.

Therefore, even if you meet the conditions, you may still not be accepted by the bank’s systems.

How do I Apply for the Standard Bank Diners Club Platinum Credit Card?

The Standard Bank platform has an ‘Apply Now’ button to request the card online. The link then redirects to the Standard Bank platform, where you can choose between three options:

• Start a new application
• Continue saving applications
• Personal app

Before starting a new application, the bank requests that you have the following documents on hand:

• Identity document
• Recent pay stubs
• 3 months of bank statements
• Proof of residence

To start the application, you need to fill out the form with the following data:

• Phone number and email
• Personal details, including full name, type of identity, gender, country of birth, residence, and nationality
• Affordability with gross monthly income and average monthly expenses

During the process, you need to authorize a series of checks. It is also possible to request the card by phone or in person at a branch.

Additionally, the bank may request copies of documents, pay stubs, and income proof to confirm the application.

More Details

The card is quite comprehensive, and the account can be issued within 48 hours. Through the bank’s digital services, you can make online statements, make card replacements, and track transactions in real-time.

Furthermore, you have phase 1 travel insurance and more lifestyle benefits:

• Free concierge service
• Golf club benefits
• Invitations to experiences and events
• Special offers in restaurants
• Access to over 45 million WiFi points worldwide
• VIP Platinum member

In this regard, the VIP Platinum membership from Southern Sun Hotels’ frequentGuest program offers deals on accommodations and restaurants worldwide, which is a very efficient benefit.

Cardholders can also use Diners Club on the SnapScan app to make purchases nationwide.

Want to learn about another option?

If you are looking for a card with more favorable rates and conditions, the Standard Bank Diners Club Beyond may be a good option.

This is because it also carries the Diners Club International brand and offers special benefits for everyday life and travel. Here’s how to apply.

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