Learn How to Apply for the FNB Private Wealth Credit Card

What do I need to know before applying for a FNB Private Wealth Credit Card?

The FNB Private Health card is very comprehensive, offering free digital versions, automatic protection coverage, an exclusive metal card, and up to 100% of the monthly account fee back in eBucks!

The FNB Private Health card is very comprehensive, offering free digital versions, automatic protection coverage, an exclusive metal card, and up to 100% of the monthly account fee back in eBucks!

Within the full scope of the account package, you receive benefits in transactions, insurance, investments, and loans.

Through the FNB Private Wealth account, you get up to 30 days of interest-free Fusion transactions, special loan conditions, and investment consultancy.

The card costs:

• Monthly fee of R295
• No additional transaction costs
• Up to five free cards
• R1,050 for the metal card

If you already have a level 3 account on eBucks, you can take the metal card for free. The eBucks system offers a range of benefits to customers, such as:

• Up to 100% of the monthly fee back in points.
• Exclusive discounts on airline tickets
• 40% cashback on Netflix and Spotify subscriptions using the card.

Additionally, cardholders receive up to R8 per liter back on purchases at eligible fuel stations.

The FNB card offers excellent connectivity with technology. In addition to being compatible with FNB Pay and digital wallets, you receive digital cards for safer online purchases. FNB digital cards feature regularly changing CVV numbers, purchase protection, and extra eBucks.

Who can Apply?

To apply for a card in South Africa, you must be a citizen over 18 years old and duly registered in the country. Foreigners need to present South African documentation.

The primary criteria for eligibility are based on income, with two possibilities: an annual income of R1.8 million or more or a net worth exceeding R15 million.

To apply, you need to prepare the following documents: a South African ID book with a barcode, a passport with valid work authorization for foreigners, proof of residence dated within the last three months, the most recent payslip, and bank statements for the past three months.

Meeting the FNB requirements does not guarantee card approval, as the final decision rests with the bank.

How do I Apply for the FNB Private Wealth Credit Card?

On the official FNB Private Wealth page, you can click the ‘Apply Now’ button to begin your application. The system will initially ask for your RSA ID number and phone number.

During the application process, you will need to provide additional details, including your address, income, and expenses, and agree to allow the system to check your credit history. FNB may request all necessary documentation at any time.

Additionally, FNB provides a call-back form where you can enter your full name, ID or passport number, and contact details to receive a call from the bank.

You can also apply for your private wealth account by contacting First National Bank via phone or by visiting a branch in the country.

Overall, the process is quick and streamlined through FNB’s customer service channels, with no significant delays in confirming availability.

More Details

With the FNB Private Wealth card, you automatically receive:

• Up to 36 annual visits to the SLOW Lounge, with an additional 24 visits available through eBucks Travel purchases.

Shopping with eBucks at stores like Takealot, Checkers, iStore, and Clicks offers you extra benefits.

An appealing feature of FNB is the 50% discount on the spouse’s monthly fee and free accounts for children. Additionally, the cardholder enjoys purchase protection up to R12,000, death protection coverage, and exclusive access to events and experiences.

This way, you have a versatile card suitable for various uses, both domestically and internationally.

Want to learn about another option?

The South African market offers options with more favorable conditions and additional benefits, such as FNB Private Clients.

This way, you can access the quality of First National Bank, and you can see directly how to apply.

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