See How to Apply for the Absa Bank Gold Credit Card

What do I need to know before applying for a Absa Bank Gold Credit Card?

The Absa Bank Gold is a credit card with up to 57 days of interest-free on purchases, lost card protection, and up to R1.5 million of automatic basic travel coverage!

The Absa Bank Gold is a credit card designed to offer efficient and affordable daily management, providing a convenient and secure way to pay with reliability and versatility.

It features a monthly limit of R90,000 and requires a minimum payment of 3% on the outstanding balance.

In terms of costs, the total is R57, covering the monthly fee and the credit line fee. As a Visa cardholder, you gain access to Global Assistance Services, discounts, medical and legal referrals, purchase protection, and a variety of exclusive products.

For travel, you can enjoy access to the Bidvest Lounge at preferential rates, along with basic automatic travel coverage of R1.5 million for added convenience.

This card is well-suited for use both within South Africa and abroad, equipped with robust security features such as free lost card protection by calling 0800 111 155, contactless payments up to R500, the option to deactivate the service, and NotifyMe SMS notifications for enhanced security.

If you want to learn more about the card, keep reading.

Who can Apply?

Absa Bank clearly states its criteria for obtaining the card, in line with other South African banks’ practices.

The fundamental requirement is that applicants must be at least 18 years old. South African citizens need to provide a valid ID book, while foreigners must present a visa in their passport. Moreover, the minimum monthly income needed is R4,000, which must be verifiable.

The necessary documents for the application include:

• ID book or smart card
• Proof of residence
• Proof of income for the past three months
• Payslips

It is important to note that all applications are subject to Absa Bank’s availability. So fulfilling the conditions is not guaranteed to result in receiving the card. 

How do I Apply for the Absa Bank Gold Credit Card?

The Gold Credit Card section on Absa’s website includes a prominent ‘Apply’ button. It is easy to find on the website.

Clicking this will take you to the credit card application portal, where you will need to select from the following options:

• New customer
• Customer with Online Banking
• Customer without online banking

For new customers, the application process begins with security verification on the platform. You will then need to complete several credit-related checks to ensure you do not have existing debts or outstanding credit.

To fill out the application form, you will need to provide the following information:

• Personal Information: full name, type of ID, ID number, residence address, gender, date and country of birth, and country of residence.
• Address Information: complete residential address.
• Contact Information: home and work phone numbers, mobile number, and email address.

Next, you must confirm your consent for identity verification. Throughout the process, you will need to submit the required documents and undergo additional bank reviews.

For existing customers, the process is streamlined since the bank already has all the necessary data, saving time.

More Details

Absa Rewards provides cashback on a range of purchases, including fuel, groceries, health and beauty products, and digital lifestyle items.

Moreover, the Absa app allows you to earn special benefits by completing challenges, incorporating a gamification element.

The card also supports the building of your credit history, offering assistance from the bank and thorough credit score analysis to help you grow and explore other credit card options in the future.

In this way, the Absa Bank Visa card is fully designed to enhance your daily convenience. And you can take more conditions to use anywhere.

Want to learn about another option?

The FNB Private Wealth is a more premium credit card with an option for a metal card, discounts on airfare, and cashback on streaming services.

With the eBucks rewards service, the First National Bank card is very comprehensive, and you can see how to apply.

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