Learn How to Apply for the Absa Bank Flexi Core Credit Card

What do I need to know before applying for a Absa Bank Flexi Core Credit Card?

If you’re not a student but still need a credit card to start your financial journey, you might consider the Absa Bank Flexi Core Visa Classic, offering favorable conditions.

Absa Bank is a comprehensive South African institution, providing services such as credit cards, loans, investments, insurance, and rewards.

The bank’s credit card offerings are diverse, catering to individuals without established credit histories.

With its first credit card offering, the Flexi Core features the Visa logo, allowing you to enjoy a monthly credit limit of up to R90,000 with total fees of R49 per month.

The card offers up to 57 interest-free days on purchases and a minimum payment requirement of 5% of the credit limit.

You’ll have full access to Absa Online Banking and the app, enabling you to manage various services directly online.

Automatic travel insurance for emergencies and free protection against card loss are also included; simply call the assistance number for support.

The Flexi Core Classic also features contactless payment technology and the NotifyMe system for SMS security notifications.

Moreover, the card aims to help you start your credit journey by providing tips and recommendations to improve your credit score and qualify for loans and other cards in the future.

Therefore, if you’re interested in Flexi, keep reading.

Who can Apply?

The Flexi Core VISA Classic is a straightforward card with basic qualification criteria, following standard market practices.

You need to be at least 18 years old and meet a monthly income requirement of at least R7,000 from verifiable sources. Unlike the student-focused card from the brand, income is the primary consideration.

During the application process, the bank will request documents such as your South African ID, smart card, proof of residence, and three months’ consecutive proof of income. It’s important to note that all applications are subject to availability.

How do I Apply for the Woolworths Black Credit Card?

To apply for the Absa Bank card, you can complete the application directly on their website. Clicking on the ‘Apply Now’ option will redirect you to Absa Bank’s application form.

After confirming security protocols and answering a few questions, you’ll need to provide the following details:

• Personal information: full name, type of identification, ID number, address, gender, date of birth, country of birth, and country of residence
• Address information, including city and postal code
• Contact details with phone number and email
• Income confirmations

You can also fill out the form to receive a call from the bank.

At any time, the bank may request documents and information and may also suggest other card options. If you are a student, it may be more beneficial to apply directly for this type of Absa Bank card.

Once you submit your application, Absa Bank will conduct a thorough review to determine your credit terms and conditions.

More Details

Absa Bank’s own rewards system offers cashback when you use their cards.

You can receive up to 30% cashback on purchases in categories such as groceries, fuel, health, and beauty.

Absa Rewards partners include Small Business Friday, Woolworths, Dis-Chem, Net Florist, Sasol, Travelstart, AVIS, Pick n Pay, and Camelot SPA. Other partners like Spotify, Roblox, and PUBG continuously offer new benefits to cardholders.

By achieving goals in the Absa app, you can also earn exclusive benefits. The Visa logo provides additional travel assistance and exclusive offers both domestically and internationally.

In this way, the Flexi Core is a highly competent credit card for you to use securely both domestically and internationally, with benefits that align with your values.

Want to learn about another option?

Woolworths, a partner of Absa Bank, also offers its credit card lines, such as the Black card, which provides up to 3% cashback at the retail chain.

Featuring the Visa logo and allowing withdrawals at ATMs with Absa Bank, this premium card can assist you; see how to apply.

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