Woolworths Gold Credit Card: 0.75% Cashback on all Eligible Purchases and up to 8 Cards at no Extra Cost

The Woolworths Gold is a mid-tier credit card from the retail chain that offers 2% cashback on purchases at Woolies and 0.75% cashback on purchases anywhere else.

The card goes far beyond luxury goods and food stores in South Africa, serving any need, and you can see how to apply.

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Woolworths is a South African company known for selling luxury items in its fashion, home, and beauty stores. Additionally, it operates a food retail network called ‘Food Stops’ located throughout the country.

The brand also provides financial services, offering gold and black Visa cards for use both within and outside the Woolies network.

Woolworths allows customers to add up to eight additional cards for family and friends at no extra cost.

The South African retailer’s card is comprehensive, featuring exclusive Visa benefits, optional medical services and insurance, an extended warranty, and purchase protection insurance.

Therefore, the Gold card is a solid credit card choice for use both inside and outside the Woolies network, with straightforward financial management.

The Woolworths card includes additional fees for deposits, balance inquiries, and international transactions.

Based on Woolworths’ policy, the company sets monthly credit limits through a comprehensive evaluation instead of making initial estimates.

To qualify for the credit card, applicants must have a minimum monthly income of R3,000.

ew accounts incur a monthly service fee of R60 and an initiation fee of R193. Other fees include a 2.5% charge for currency conversion and the option of a free second card.

Besides the income requirement, applicants must be at least 18 years old and have all necessary South African registrations.

You can start the account and credit card application process through Woolworths’ platforms in partnership with Absa.

Notably, cash withdrawals and other services are available at Absa Bank ATMs, one of the largest banks in the country.

When you receive the card, you are automatically enrolled in WRewards, the network’s loyalty program. You will earn 2% cashback on all purchases at Woolies, credited quarterly.

For purchases made elsewhere, including gas stations, you will earn 0.75% cashback. This way, you can enjoy good cashback benefits, even on expenses outside of Woolies.

You can manage your finances via the Woolies Mobile App, where you can access all information, review your spending history, and make purchases.