Woolworths Black Credit Card: 3% Cashback on Woolies Network and 1% on all Other Purchases!

The Woolworths Black is the leading credit card of the South African retail company, offering premium benefits such as up to 1% cashback on all purchases.

And the premium standard of the Black card goes far beyond Woolies itself, featuring a Visa logo to use anywhere in the world, see how to apply.

SEE HOW TO APPLY

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Woolworths is a high-end chain in the South African market, selling luxury goods and food items in their stores.

The brand also offers financial services, mainly focusing on credit cards for the public.

Woolworths Black is the most comprehensive, coming with a Visa logo and offering 3% cashback on purchases within the network and 1% for purchases anywhere Visa is accepted.

Upon receiving your card, you are directly enrolled in WRewards, Woolies’ rewards system.

The card offers benefits such as a free Taste magazine voucher, up to 2 free hot beverages monthly at Café, To Go, or NOW NOW stores, and up to 8 additional cards at no cost.

In terms of Visa, the card includes purchase protection for up to 90 days, a Visa Extended Warranty, and travel insurance.

Overall, Woolies cards have a highly customizable credit limit that is well-adapted to customer needs.

According to the financial institution side of Woolies, the minimum income to access the credit card is R41,666 for South African residents.

The Woolies card charges a monthly fee of R69 for its customers, along with an initiation fee of R175 and other charges for purchases and cash withdrawals through its partnership with Absa Bank.

To access the card, besides the income requirement, you need to be a citizen over 18 years old and properly registered in the country.

Yes, the entire application process for the Woolies card can be done through the brand’s online channels.

Thus, the card is quite comprehensive, featuring full access via the app, fraud protection, easy budgeting for loans, and functionality at ATMs worldwide.

Other interesting features of the card include the ease of obtaining medical assistance both inside and outside the country, with no fees for getting information and assistance worldwide. The Woolies Black can help you with medical emergencies, exams, and other related matters.

This way, the Woolies card does not fall short of other black cards on the market, offering quality and security for use anywhere in the world.

So, if you are looking for a product of this type, the Woolies Black is a great choice.

Want to learn another option?

If you are looking for a card with lower fees and still interesting benefits, you might want to check out the Standard Bank Blue.

With more affordable fees, it offers a high credit limit of up to R250,000, providing ease of use anywhere in the world, and you can see how to apply.

SEE HOW TO APPLY