Standard Bank Gold Credit Card: Low-maintenance Card with up to 20% Discount with Emirates!

The Gold is an entry-level credit card from Standard Bank that offers a monthly fee of just R63, a credit limit of up to R250,000, and discounts on ticket purchases.

The card provides comprehensive features with a good management structure for the fee, offering excellent cost-benefit for everyday use. Check out how to apply.

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Standard Bank offers a variety of everyday credit cards, each with a wide range of benefits and conveniences.

What sets the Gold Card apart is its excellent cost-benefit ratio for cardholders. It offers a wide range of features, including CHIP and PIN payments and 3D secure verification.

Additionally, you can efficiently manage the card through the app, making it a strong choice for handling your finances.

Standard Bank offers a typical maximum credit limit of up to R250,000 on its credit card options, adapting to your necessity and can be expandable after receiving the card.

According to the bank’s guidelines, the minimum verifiable monthly income required to qualify for the card is R5,000. But if you have more conditions, it is possible to apply for a different card.

The Gold card from Standard Bank has an initiation fee of R190, along with a monthly maintenance fee of R63. There are also different fees for doing other actions using the card.

In addition to meeting the income requirement, applicants must be at least 18 years old and properly registered in the country.

Yes, Standard Bank allows you to apply online or through other available banking channels.

It includes cashback and discounts with the brands related to this market, such as Booking.com, Gopals for flexible luggage, car rentals with Rentalcars.com and Avis, Travelstart, and IHG hotels and resorts.

In addition to travel benefits, the card also offers discounts and perks for everyday use with companies such as Wine of the Month Club, Lingokids, Fiit subscription, Gogamers, Mastercard Gamer Pass, SWEAT 1000, Deluxe Laser and Spa, UCOOK, SKOON, Faithful to Nature, and SportSA.

In this way, it is possible to count with rewards from different areas. The card includes automatic basic travel insurance and offers the option to add a Credit Card Protection Plan.

The value of benefits and discounts varies by company and may have specific conditions for their application.

Want to learn another option?

If you’re looking for another card with a low cost that offers various benefits for everyday purchases, you might want to consider the African Bank Black.

Customized to your preferences, this card provides an expandable credit limit of up to R350,000 and all the advantages of the Visa network. Find out how to apply.

SEE HOW TO APPLY