Standard Bank Blue Credit Card: Security with Low Fees and Customizable Credit Limits

The Standard Bank Blue is one of the bank’s entry-level cards, offering a highly customizable credit limit of up to R250,000 with low fees.

Although it doesn’t offer extensive loyalty benefits, the card is efficient for everyday use, and you can see exactly how to apply.

SEE HOW TO APPLY

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Standard Bank is one of the most prominent banking institutions in South Africa, providing a variety of financial services, including account creation and credit card management.

To cater to different needs, the bank offers various credit card options, ranging from basic to premium.

The Blue card is one of Standard Bank’s entry-level options, offering the convenience of using your Mastercard globally with the added benefit of smartphone digital wallet integration.

The Blue card supports chip and PIN purchases and includes 3D Secure Verification for safer and more efficient online transactions.

You can also link it to the SnapScan and Masterpass apps and manage the Blue card fully via phone, app, and online banking on the bank’s official South African platforms.

The Standard Bank Blue card offers triple UCount Rewards points, the bank’s cashback system.

As stated by Standard Bank, the credit limit is highly customizable, with a maximum cap of R250,000. The delimitations are given by the company itself.

The bank is transparent about its terms, requiring a minimum monthly income of R5,000. This has to be proven by the original document.

An initiation fee of R190 is charged to all customers, along with a monthly fee of R40 and a minimum monthly payment of 3%. Other taxes can be paid for daily use.

In addition to meeting the income requirement, applicants must present valid identification and be at least 18 years old.

The entire application process can be completed directly through Standard Bank’s digital platforms.

With UCount Rewards, you can earn rewards on your purchases, including up to 20% back on fashion and lifestyle items and up to R10 in points for each liter of fuel.

The UCount Rewards program has a monthly fee of R25 and includes point redemption along with different customer classification tiers.

The Blue Card also allows you to increase your credit limit. Simply select the ‘credit limit increase’ option to review the levels and receive an offer.

Although it may not have extravagant features, the Standard Bank Blue is a highly efficient credit card for use in South Africa and worldwide, ensuring safety and efficiency.

Want to learn another option?

If you’re looking for a card with more loyalty benefits, check out the Woolworths Gold, which offers up to 2% cashback within the Woolies network.

Additionally, you get other benefits such as purchase protection and health insurance for the whole family, and you can see how to apply.

SEE HOW TO APPLY