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Discovery Bank Black Suite Credit Card: Enjoy your Complete Banking Package with Rewards in Discovery Miles

The Discovery Bank Black Suite is the credit card of a complete bank account that offers rewards in miles, access to airport lounges, and currency conversion for euros, pounds, and dollars.

In this sense, the card functions to fully manage the account, with access to the bank’s benefits and facilities. See how to apply.

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Discovery Bank is a reputable financial institution in South Africa, providing various services including vehicle insurance, investments, life insurance, and healthcare coverage.

The bank offers credit card options like the Black Suite, which come with numerous benefits for both domestic and international use.

The card offers extensive features, including a transaction account for daily management, unlimited virtual cards, an effective loan rate as low as -1%, and support for digital wallet payments.

With the Discovery Banking app, you can manage your card and PIN, check account balances, track rewards, and make international payments in over 60 currencies.

The bank’s rewards program, Discovery Miles, allows you to earn points that can be redeemed for flights, accommodations, car rentals, cash, and even transferred to other contacts.

The card offers a highly flexible credit limit, potentially reaching thousands per month.

According to the bank, it is designed for individuals with an annual income between R850,000 and R2.5 million.

The card comes with a credit origination fee of R150 for limits up to $2,000 and R199 for higher limits, along with a monthly fee of R534, which includes a R70 Vitality Money premium.

To qualify for the card, you must have a good credit history, provide valid documentation within South Africa, and also be more than 18 years old.

Yes, you can apply for the Discovery Bank card online, but the bank can contact you for different options. 

To earn Discovery Miles, you can take advantage of various discounts. Specifically, you receive 10 Discovery Miles for every R1 reward you earn.

When using Discovery Miles, you can earn up to 15% at over 40 stores, including for credits, prepaid electricity, and other options.

The card provides access to Vitality Travel, offering up to 75% off on six one-way domestic flights and up to 50% off on two international flights booked with the Black Suite card.

Additionally, the card includes multi-trip international travel insurance, international collision damage coverage, and global withdrawals and payments.

Discovery’s Forex services allow for currency conversions in pounds, euros, and dollars at any time, with real-time rates to save money.

Want to learn another option?

If you are looking for a credit card entirely focused on travel, you can check out the SAA Voyager Premium from the South African airline, which offers great benefits and security.

In this way, it provides unlimited access to lounges, discounts on tickets, and perks with other partners. See how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves