African Bank Credit Card: A Fee of Only R65 per Month with a Credit Limit of up to R350,000!

The African Bank offers a credit card that fully adapts to your lifestyle, with a credit limit of up to R350,000 and instant issuance.

The African Bank Black card promises comprehensive financial management with added conveniences. Find out how to apply.

SEE HOW TO APPLY

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African Bank is a well-rounded financial institution providing various services, including online banking.

Serving both individuals and businesses, African Bank offers a Visa-branded credit card designed to meet diverse needs within the South African market.

You can apply for your card and receive it immediately upon approval, with customization according to your personal preferences and embossed features. Thus, there’s no waiting time to get your African Bank card.

The card features personalized transaction limits and global acceptance thanks to the Visa brand.

It supports various technologies, including PIN, swipe, tap, or online transactions with enhanced security.

According to African Bank, you can have a highly expandable credit limit, up to R350,000. Even after receiving the card, you can request a limit increase.

The bank states that there isn’t a fixed income requirement, but African Bank performs a thorough income analysis to make an offer.

The card has an initiation fee of R140, a monthly fee of R65, and a replacement fee of up to R130. There are more costs to balance inquiries and declined transactions.

In addition to having verifiable financial income, applicants must be at least 18 years old and in good standing within the country.

Yes, you can apply directly through the website or at an African Bank branch. Going directly to a bank, you can take the card directly after approving.

With the African Bank Black card, you can earn up to 3% interest on positive balances and enjoy up to 62 days interest-free until the due date.

The bank offers easy reimbursements with online payments, phone payments, debit orders, and other methods, including digital wallets.

African Bank’s internet banking and app services provide secure, quick, and easy access to financial services.

Additionally, you can benefit from credit life insurance, including MyWorld coverage for issues such as job loss, income loss, temporary disability, death, or staff reductions.

In this way, the African Bank Black card delivers an efficient credit card with favorable interest rates tailored for various audiences in South Africa.

Although it may not offer as many lounge accesses or travel discounts, it provides good value for use in any situation.

Want to learn another option?

If you’re looking for a more robust credit card with additional benefits, consider the Discovery Bank Platinum Suite for complete bank account management.

Additionally, you can benefit from discounts on flight purchases, rewards in Discovery Miles, and 3 lounge accesses in partnership with SAA. See how to apply.

SEE HOW TO APPLY