See the Step-by-Step Process to Apply for the Wells Fargo Autograph Card

What do I need to know before applying for a Wells Fargo Autograph Card?

The Wells Fargo Autograph Card is an annual fee-free card that offers triple points on purchases in travel, restaurants, gas stations, phone plans, streaming services, subways, parking, and tolls, with unlimited bonuses to keep life moving.

The Wells Autograph offers a welcome bonus of 20,000 points, equivalent to $200, after spending over $1,000 on purchases in the first three months with the card.

While the card offers 3x points in the aforementioned sectors, it also features a 1x point offer on all other eligible purchases.

For those seeking more comfortable credit management, Autograph offers an introductory APR of 0% for 12 months from the account opening date on purchases.

After the discount period, variable APR rates are 20.24%, 25.24%, and 29.99% for credit card purchases.

The Wells Fargo card has no limit on points earned, regardless of the purchase category, including those that earn 3x points.

Another benefit for international buyers is the complete absence of foreign currency conversion.

Therefore, the Autograph is a highly efficient card. If you intend to apply for the product, you can check out the complete summary of the step-by-step process to qualify for it.

Who can Apply?

At the time of registering to apply for and receiving the credit card from Wells Fargo, the bank will also create a card account for the customer.

Therefore, credit card holders are also qualified as account holders with Wells Fargo.

The brand makes it clear that customers who have already created an account in the last six months may not be able to apply.

If you want to know the main conditions for the credit card, Wells Fargo follows some basic criteria similar to credit card brands.

This means that it will be necessary to be a US citizen or a foreigner with a duly registered work visa.

Additionally, being at least 18 years old (or 19 in some states) is a basic requirement for all credit card holders in the US.

Another qualifying factor is the credit score, which must be at least 670 FICO points to access the Autograph.

Customers also need to know that conditions vary from state to state, especially due to specific regulations.

However, even if you meet the application conditions, all requests are subject to Wells Fargo’s availability.

How do I Apply for the Wells Fargo Autograph Card?

Directly on the corresponding card page on the Wells Fargo website, potential customers can find a link to the ‘Apply Now’ form.

Once on the application page, it’s time to provide a series of personal details.

Thus, the form requests personal information such as full name, date of birth, Social Security number, complete address, phone number, and email address.

The customer needs to provide their housing status, employment status, and annual income.

Additionally, the bank asks for the mother’s maiden name as security information.

After submitting all the information and agreeing to the full check, Wells Fargo will evaluate the profile. In case of doubts, the customer can directly contact the company through any of its customer service channels.

More Details

In addition to the benefits already mentioned, the card offers cell phone protection of up to $600, subject to a $25 deductible.

Customers who are frequently abroad have the peace of mind of travel assistance and emergency services, as well as 24/7 roadside dispatch for assistance, towing, or locksmith services.

Those looking to increase their FICO score can rely on credit monitoring for comprehensive management.

Additionally, the customer receives exclusive offers with My Wells Fargo Deals, zero liability protection, a collection of benefits at luxury hotels, and 24-hour concierge service.

Want to learn about another option?

If Wells doesn’t serve you well or you’re considering another option, you can learn more about the Chase Freedom Flex.

The card from one of the most famous banks in the US offers cash back benefits of up to 5% on purchases in categories chosen by the customer.

So, if you want to learn more about this option, you can check out the dedicated article on the topic.

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