How do I apply for the Prime Visa Rewards from Chase Bank?

What do You Need to Know Before Applying for the Prime Visa from Chase?

The Prime Visa is the credit card issued by Chase Bank that provides a 5% cash back benefit on Amazon.com services as well as 1% cash back on all other purchases with the card.

The card endorsed by Amazon is backed and distributed by Chase Bank, one of the most respected institutions in the United States.

Among the various lines with exclusive benefits for certain companies, the Prime Visa also carries the Visa Signature endorsement.

The Prime Visa card does not charge an annual credit card fee. Additionally, it features a good scoring system to reward its customers.

Firstly, you receive 5% cash back specifically on Amazon.com, as well as services like Whole Foods and Amazon Fresh.

Furthermore, you also receive 5% on purchases at Chase Bank, provided you have an eligible Prime account.

For the card itself, you receive 2% cash back on purchases at gas stations, restaurants, local transportation, and travel.

Moreover, the customer receives 1% cash back on all other eligible purchases. It’s worth noting that the points are unlimited.

The card does not charge an annual maintenance fee or international transactions.

The APR rates range from 19.49% to 27.49% for Prime Visa cardholders.

Additionally, you will receive a $100 gift card on Amazon, loaded instantly and directly into your Amazon account after receiving the card.

And if you believe the benefits are good for your everyday life, keep reading.

Who can Apply?

Chase does not have major requirements for the Prime Visa compared to other more specified credit card lines.

Therefore, it is not necessary to be a Prime Services customer. However, you need to have an Amazon account, even if you don’t subscribe to Prime services.

Additionally, to apply for the card, you need to be a US citizen or a foreigner with a work visa and be 18 years of age or older.

You also need to provide verifiable sources of income and have a good credit score, especially above 670 FICO.

Chase also does not require you to be a customer of other bank services, as you can make the initial application through the website.

How to Apply for the Visa Prime Rewards?

To apply for the credit card, you can access it from the official Chase Bank website by selecting the green ‘Apply Now’ button.

You will be redirected to the Amazon page, where you will need to log in with your username and password, even if you are a Prime customer.

For security reasons, the first information requested from the customer is the phone number for identity confirmation.

After verifying the phone number through a password sent by message, you need to provide personal data such as your full name, address, zip code, and email address.

The customer also needs to provide banking information such as income type, rent or mortgage expenses, and annual income.

You will also need to provide your Social Security number and answer other security questions to protect the account.

During the process, Chase and Amazon may request documents such as proof of identity and residency, as well as bank statements. If you have any questions, you can contact both Amazon and Chase Bank.

More Details

Those who are not Prime subscribers will receive 3% cash back on Amazon.com, unlike those who subscribe to the brand’s services.

Other benefits of the card include purchase protection, reimbursement for lost baggage, accident insurance, and liability protection.

Additionally, the card is very comprehensive, including contactless payments or digital versions.

Want to learn about another option?

The Marriot Bonvoy, a hotel company around the world, also has a card at Chase Bank, offering up to 18.5X points in the network.

Additionally, the customer receives 4X points on other eligible purchases. And if you are more interested in this type of service, see how to apply directly with Chase.

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