OpenSky® Secured Visa® Credit Card full review

What do I need to know about the OpenSky ® Secured Visa ® Credit Card?

If you are looking for a credit card that will allow you to start a positive credit history, or if you want a quality service to rebuild such a history, you need to know about the OpenSky ® Secured Visa ® Credit Card. You can apply and get this credit card today! Do not waste time.

To know the benefits of this credit card, continue reading this article, here you will also learn how to apply for the OpenSky ® Secured Visa ® Credit Card.

This credit card reports to all three major US credit bureaus.

The OpenSky ® Secured Visa ® Credit Card does not perform credit history checking so that potential holders can obtain the opportunity to acquire a credit card that accepts people with negative credit history or for people who do not yet have a credit history. credit and are looking for a service that will help them start such a financial endeavor.

Fees charged for OpenSky ® Secured Visa ® Credit Card

The OpenSky ® Secured Visa ® Credit Card charges its holders an annual fee of $35 USD, which can be considered lower compared to other credit cards offering similar services.

The normal APR will vary by 20.39%.

You will not rely on an APR introduction.

If you use the OpenSky ® Secured Visa ® Credit Card internationally, the fee for foreign transactions will be 3%.

The cash advance fee will be 5% of the advance amount, the minimum fee for such a transition is $6 for fees.

How do the OpenSky ® Secured Visa ® Credit Card works?

The OpenSky ® Secured Visa ® Credit Card delivers its services to its holders without charging very high fees, as seen in the previous topic, in addition to being a great partner for people who somehow need to improve or start their credit history positively.

Setting the credit limit for this credit card

To define the credit limit of your OpenSky ® Secured Visa ® Credit Card, you will need to make a refundable secure deposit that can be from $200 to $3,000, this amount will revert as the credit limit of your credit card.

This amount may be redeemed if you choose to close the activities on your credit card account in accordance with the current regulations imposed by the credit card.

With this credit card you do not need to have a bank account, you can make such a deposit through a money order or through a Western Union payment.

If you pay your invoices regularly, within the agreed period, you can increase your limit in just six months!

A very effective way for you not to forget the due dates of your credit card bills is to configure alerts that can be received in your email automatically!

Continue reading this article to understand if this credit card fits your needs and reality, in addition to learning how to acquire it. In the topic below you will find out about other benefits of the OpenSky ® Secured Visa ® Credit Card.

What are the benefits offered by the OpenSky ® Secured Visa ® Credit Card?

As previously mentioned, with this credit card you will be counting on a great way for you to regain control of your credit score and also for those who are looking to start, but find it difficult due to the usual requirements of a positive credit history.

In addition to not performing a credit history check, the OpenSky ® Secured Visa ® Credit Card reports the movements in your bank account to the three main credit agencies in the United States (Equifax ®, Experian ® and TransUnion ® )!

How to apply for the OpenSky ® Secured Visa ® Credit Card?

If you are curious and interested in learning how to get an OpenSky ® Secured Visa ® Credit Card, don’t worry! We separate an entire article dedicated to teaching you a detailed step by step on how to join.

Access this article using the button below!

Written by

admin2