Learn how to apply for the HSBC Premier Credit Card

What do I need to know about the HSBC Premier ® Mastercard Credit Card ?

For a zero annual fee, you can purchase a credit card that will provide you with multiple rewards and ways to redeem them too! The HSBC Premier ® Mastercard Credit Card is distinguished from other cards by its amount of rewards, insurance, and fee exemption.

Check out in this article a step by step on how to acquire the HSBC Premier ® Mastercard Credit Card, understand how easy it can be to obtain this credit card that can be the best company for your trip and for everyday purchases too!

The HSBC Premier ® Mastercard Credit Card offers new cardholders an initial bonus that will give you 35,000 points that will be awarded if you use your card until it reaches $3,000 during the first 90 days (about three months) from the opening of the your account.

If you want, this score can be converted into $400 dollars to be used on air travel.

distribution of points

If you use the HSBC Premier ® Mastercard Credit Card to purchase travel, hotel bookings and car rentals, you will earn 2 Rewards points per transaction!

The HSBC Premier ® Mastercard Credit Card will also earn you 1 point for every dollar spent on all transactions you make.

Fees

Holders of this credit card will be exempt from paying the annual fee during their first year of membership, after which time the amount defined for such fee is $95 dollars.

The value of the APR fine is 29.99%

Its credibility will define the APR, which can vary between 14.99% and 18.99%.

The HSBC Premier ® Mastercard Credit Card does not charge for transactions made abroad!

The balance transfer fee is 4% or $10 USD.

Cash advance fee is $10 USD or a 5% percentage. The highest will be applied to each transaction.

How does the HSBC Premier ® Mastercard Credit Card works ?

In addition to the benefits mentioned above, this credit card also provides a great amount of protection for your purchases and travel.

You will have a refund for expenses incurred from identity fraud and also a cell phone protection, where you will have a refund of up to $600 dollars in case of theft or damage to your cell phone.

The way to use the HSBC Premier ® Mastercard Credit Card is technological and current, you can make payments at credit card machines without having to insert or swipe your card!

Who can apply for the HSBC Premier ® Mastercard Credit Card ?

To apply for the HSBC Premier ® Mastercard Credit Card you must already have a current account opened with US HSBC. If you do not have it, you must access the service’s website, where you can register.

It is important that you are of legal age, a resident of the United States and its territories, and have a healthy or positive credit history.

You will also need a valid and active Social Security Number.

Below you will see a step-by-step guide on how to apply for the HSBC Premier ® Mastercard Credit Card.

How to apply for the HSBC Premier ® Mastercard Credit Card ?

To apply for this credit card, you must fill out a form on the service’s official website.

This form will ask for information such as your first and last name, date of birth, US address and Social Security Number.

A valid US address will also be required, as well as bank information.

HSBC Premier ® Mastercard Credit Card vs. Chase Sapphire Reserve ® Credit Card

These two credit cards are great for using on trips and also for redeeming points in a variety of ways.

HSBC Premier ® Mastercard Credit Card pros

• Initial bonus
• No annual fee
• Reward system

Chase Sapphire Reserve ® Credit Card pros

• Easy adhesion
• Initial bonus
• Reward system

How to apply for the Chase Sapphire Reserve ® Credit Card ?

Learn through the article below how to apply for the Chase Sapphire Reserve ® Credit Card. You will also understand how this card works and also its benefits.

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