Learn how to apply for the Chase Freedom Flex℠ card
Learn how to apply for the Chase Freedom Flex℠ and begin to use one of the best reward cards the market has to offer
What do I need to know about the Chase Freedom Flex℠?
With no annual fee, fantastic cardholder benefits, a wonderful balance of practical everyday bonus categories and niche extras, and one of the most flexible cash-back rewards schemes available, the Freedom Flex is a standout among credit cards.
Each of these benefits shines out on its own, and when combined, they elevate the Freedom Flex to the top of the heap among cash-back credit cards.
Earning Chase Ultimate Rewards points with this card gives you access to a range of benefits.
There are many choices, including gift cards, travel, cash back in the form of a statement credit or direct deposit, and using points to pay for purchases from Apple and Amazon.
Each point that can be used to pay for travel or cash back on this card is worth one penny. Promotions for gift cards occasionally boost the value of points, which are usually worth one cent each.
The value of each point when utilizing pay with points to redeem points for Amazon purchases is 0.8 cents, which is less than the rate of 1 point = 1 cent when converted for cash, despite the fact that it can be convenient.
On the Chase Freedom Flex, cashback is received in the form of Ultimate Rewards points. The percentage of your purchases is converted and saved as a number of Ultimate Rewards points at a rate of 1 point for every 1% charged.
This card gives 5% extra cash-back on travel purchases through Chase Ultimate Rewards, a premier benefits program that allows you to exchange points for cash back, travel, gift cards, and other rewards.
You can also set up your card to earn 5% cash back on purchases made in all bonus categories, up to $1,500 every quarter, and 5% cash back on trips booked through Chase.
Earn 3% in addition to 1% on all other expenses when you eat out, order takeout, or buy medicine.
Who can apply for Chase Freedom Flex℠?
The Chase Freedom Flex is challenging to obtain because acceptance requires at least a high credit score.
This means that in order to have a reasonable chance of being approved for Chase Freedom Flex, applicants must have a credit score of at least 700.
These conditions, like those for any other credit card for good credit, are flexible, but they are a reasonable range of FICO points to be aware of.
How to apply for Chase Freedom Flex℠?
Like almost all cards, the Chase Freedom Flex℠ application process is made online.
When you get through Chase’s website, you got the option to apply as a guest, which takes longer if you already have a Chase Login (although, if you need to make your account from scratch, the time you will take is almost the same )
You will nevertheless need to supply some personal information.
It is a credit card for those with excellent credit, therefore the application procedure takes a little longer than usual but is not very challenging.
After that, you will have to wait for a little while before they analyze your case and decide whether you qualify for your card.
Is it worth it to have a Chase Freedom Flex℠?
Those who want to maximize their spending efficiency can use the Chase Freedom Flex.
It provides a sizable incentive, and if you maximize the card’s rotating 5% bonus areas, you may earn $300 per year.
It is one of the most lucrative cash-back cards available when combined with the following rewards: 5% back on travel booked through Chase, 3% back on dining and pharmacy purchases, and 1% back on all other purchases.
Chase Freedom Flex℠ vs American Express® Gold
These are two very good cards regarding rewards.
However, if you want to maximize your income, the Chase card is better, nonetheless, the Amex card excels in simplicity.
So if you want an easier card to take care of your rewards, you should focus on the American Express® Gold.
Chase Freedom Flex℠ Benefits
- No yearly charge
- bonus for brand-new cardholders
- Bonus sections
- Cash prizes
- APR intro period
American Express® Gold Benefits
- Possibilities for large financial gains
- Ability to transfer points to numerous partners
- Up to 5 additional authorized users may be added without cost each year.
- The choice between the standard and rose gold variants
How to apply for American Express® Gold?
If the abundance of advantages that American Express® Gold can provide piqued your curiosity, feel free to read our guide on how to apply for your card!