See How to Apply for a Tangerine World Mastercard

What do I need to know before applying?

The Tangerine World Mastercard is a card with no annual fee that provides unlimited 2% cashback in categories you select, enabling you to tailor the card to your liking!

Tangerine is a financial services provider that operates entirely online, without any physical branches, aiming to offer more equitable access to financial services throughout Canada.

Among the offerings of this digital bank is its range of credit cards, with the Tangerine World Mastercard being one of its premier products.

This card features a $0 annual fee and interest rates that can reach up to 19.95% on purchases.

The credit limits for the World Mastercard are flexible and are determined based on each customer’s credit history and financial situation.

In terms of rewards, the card grants 2% cashback in two categories selected by the cardholder, with options including:

• Groceries, furniture, dining, hotels/motels, gas, recurring bill payments, pharmacy, home improvements, entertainment, parking, and public transit. You receive a 0.5% cashback for all purchases.

Rewards are deposited directly into your account. If you have a Tangerine Savings Account, you can also unlock a third category for 2% cashback as an added bonus.

Furthermore, new cardholders can enjoy a 10% cashback bonus, capped at $100, within the first two months of using the Tangerine World Mastercard.

This way, the card supports effective financial management with no fees and the opportunity to earn considerable cashback rewards.

Keep reading to learn more.

Who can Apply?

Tangerine has established specific criteria for choosing its credit cardholders.

To begin with, applicants must be of legal age and reside in Canada, whether as citizens or foreign nationals with a valid passport and visa.

The Tangerine World Mastercard also requires minimum income levels, necessitating a gross annual income of at least $50,000. 

As an alternative, you can qualify with a household gross income of at least $80,000 or by having total balances of $250,000 or higher in Tangerine savings accounts.

Additionally, applicants must not have declared bankruptcy in the last seven years. Meeting these requirements is essential to gaining access to the Tangerine credit card. 

How do I Apply for the Tangerine World Mastercard?

To initiate the application process, you can select the “Apply Now” option directly on the Tangerine platform.

First, indicate if you are already a Tangerine customer. If you are, you can log into your account to request the card.

If you’re not yet a customer, you can sign up. On the following page, you’ll have the option to scan a QR code and apply directly from your smartphone.

Another method is to continue through a web browser, where you will fill out a form requiring the following information as email address, banking PIN, full name, phone number, documentation, address, and income details. 

During the application, you may be asked to provide documents to verify your income, address, and identity. 

Although Tangerine operates as a digital bank, customer support is available for any inquiries you may have.

More Details

The Tangerine card offers a quick and straightforward signup process that takes only a few minutes, along with mobile device insurance covering up to $1,000 for your phone.

You can include up to five users on a single account linked to your credit card, and there are no annual fees for any of them.

The World Mastercard brand also comes with valuable perks, including the Mastercard DragonPass Travel Pass with access to more than 1,300 VIP airport lounges for a fee of $32 per visit and Mastercard Travel Rewards that unlock exclusive deals.

The card also offers Wi-Fi connectivity at over one million hotspots globally and access to on-demand and subscription services to enhance your experience with the Tangerine card.

Want to learn another option?

The TD First Class Travel Visa offers 8x points on travel booked through Expedia, 6x points at restaurants, and bonuses of up to 135,000 points.

The TD Bank card is very strong in the Canadian market, providing great conditions for all types of customers—see how to apply. 

Written by

Gabriel Gonçalves