American Express Cobalt Credit Card: Earn up to 15,000 Membership Points with a Low Annual Fee

The American Express Cobalt offers a rewards system with up to 5x points on food and drinks and 3x points on streaming subscriptions.

The card is very functional for enjoying life, featuring exclusive benefits from Cobalt Perks. See how to apply now.

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American Express is a top credit card provider in North America, recognized globally and known for its association with sophistication.

The American Express Cobalt Credit Card continues Amex’s legacy of offering valuable Membership Rewards points.

The card offers 2x points on public transit, gas stations, travel apps, and more; 3x points on streaming subscriptions; and 5x points on food and drinks at qualifying restaurants and food deliveries in Canada.

For all other eligible purchases, you’ll still earn 1x points.

So, how can you redeem your Membership Rewards points? There are plenty of options!

In general, for every 1,000 points, you can receive $10 worth of credit towards eligible purchases, travel, gas, groceries, or streaming subscriptions.

American Express does not provide specific details regarding credit limit amounts; however, the minimum limit can vary based on the individual circumstances of each cardholder.

The credit card allows you to earn up to 15,000 Membership Rewards points annually, which is valued at approximately $150 for your enjoyment.

It carries a monthly fee of $12.99 and an annual fee of $155.88, with no charge for a digital card.

To qualify for this card, you need to have a printed credit history in Canada, ideally with favorable information.

You can conveniently apply for the card through Amex’s digital platforms, ensuring the safety of your online applications backed by the brand’s credibility.

This way, you can utilize the value of your points to settle your credit card bill, allowing you to take advantage of excellent discounts throughout the month.

If you prefer, you can convert your rewards at a 1:1 ratio into various other programs available in the Canadian and North American markets.

American Express provides a variety of unique benefits exclusive to its brand, including special offers for in-store purchases, access to unique experiences and events, as well as exclusive deals on travel and hotel bookings around the globe.

The Cobalt Perks program is not just for Amex customers but is specifically tailored for the holders of this card.

With this program, you can enjoy exclusive access and offers, ensuring a fantastic experience as you explore the world in the comfort of your American Express!