Learn How to Apply for a Scotiabank Platinum American Express Card

What do I need to know before applying?

Do you travel frequently and need a card that meets your needs to access more than 1,200 VIP lounges around the world? Then get to know the Scotiabank Platinum American Express!

Scotiabank is a bank that needs no introduction, especially for Canadians. The same goes for American Express, one of the leading credit card brands worldwide. 

Well, when the two join forces, it’s sure to be a great offer, like the Scotiabank Platinum American Express.

The card starts with a customizable minimum limit of $10,000, an annual fee of $399, and no foreign transaction fees. Oh, and for each supplementary card, there’s a fee of $99.

In terms of rewards, Scotiabank offers Scene+ points to help you accumulate rewards for your day-to-day purchases. You earn 2x points for every qualifying purchase made with the credit card. 

When you make travel purchases with Scene+ Travel, you earn 3x points for booking hotels, flights, and car rentals.

So, how can you redeem your rewards?

Well, Scotiabank is quite flexible, first offering the opportunity to redeem with travel however you like with any operator, as long as you redeem Scene+ points.

If you’re not interested in traveling, you can redeem your points in other ways, such as:

• Restaurants: Redeem with over 800 partners like Montana’s and Swiss Chalet;
• Entertainment: Redeem with Cineplex, Playdium, and The Rec Room;
• Statement credits: Use your points for credits applied directly to your bill;
• Shopping and gift cards: Available with over 60 partners, including Apple and Best Buy.

Who can Apply?

To access a premium card like the Scotiabank with American Express, you need to meet certain requirements.

In this sense, the bank’s prerequisites align with the premium offer. First, you must be of legal age in your province in Canada. 
You must not have declared bankruptcy in the last 7 years. 

Finally, one of the key requirements is to have a minimum annual income of $12,000 as an individual. 

Aside from this, there aren’t many other major requirements to get the card.

How do I Apply for the Scotiabank Platinum American Express Card?

To apply for the card, you need to click on the “Apply Now” button to access the form. The first step is checking if you’re already a bank client. If not, fill out the form, which takes up to 8 minutes, according to the bank.

Here are the key details you need to provide:

• Title, full name, phone number, full address, job type, housing type, security questions, tax identification numbers, and gross monthly and annual income.

During the process, you may need to submit documentation to verify your identity and income. 

If you have any questions, contact Scotiabank’s customer service for peace of mind.

More Details

Did we mention that this card is travel-focused? 

Well, Scotiabank offers 10 free entries to over 1,200 VIP airport lounges in 300 cities and 100 countries around the world. It’s much more comforting to relax in a calm lounge with good food.

The card comes with bonuses for new users as follows: 

• 50,000 Scene+ points when you spend at least $3,000 in the first 3 months. 
• 10,000 Scene+ points when you spend at least $10,000 in purchases within the first 14 months with the card.

Beyond travel, the card includes a range of exclusive benefits. 

Scotiabank offers lifestyle experiences for dining, entertainment, and travel. 

In terms of American Express, you also enjoy exclusive experiences and tickets, along with Amex offers for discounts with your Scotiabank credit card.

The card is very complete in terms of security, so you can rest easy when making payments.

Written by

Gabriel Gonçalves