Learn How to Apply for the Just Money Personal Loans

What to know before applying?

Just Money provides excellent content to help you choose the best personal loan option of up to R300,000. And all with up to 6 years to make the payment and complete security for the application!

Just Money is a prominent company in the South African financial sector, offering unsecured personal loan solutions.

Founded in 2009, the company has established itself as a reliable option for those seeking flexible and accessible credit for various financial needs.

The collaboration between Just Money and Sanlam represents a significant milestone in credit provision in the South African market.

The company offers loans ranging from R5,000 to R300,000, with interest rates that can reach up to 29.25%, depending on the borrower’s credit profile.

You also have to pay a unique initiation fee and a monthly administration fee. You will know exactly the amounts before signing the contract.

One of the main attractions of the loans offered by Just Money is the flexibility regarding the use of credit.

The company does not differentiate between the types of expenses for which the loan will be used, making it an ideal solution for a wide range of financial needs.

Whether you need to cover educational expenses, consolidate debt, pay for medical expenses, undertake home renovations, or handle unexpected situations, Just Money is ready to assist.

Keep reading.

Who can Apply?

The eligibility criteria for Just Money follow the standard practices for personal loans in the South African market.

In this regard, the applicant must be at least 18 years old and a resident with a permanent stay in the country, either as a native or as a foreigner with a permanent work visa.

You will need to provide a fixed source of income, even if you are self-employed. The bank considers your credit history, reviewing payments and debts throughout your life.

During the application, you will need to submit the following documents:

• A copy of your ID or passport
• Recent payslips
• Proof of income

How do I Apply for the Just Money Personal Loans?

On Just Money’s platform, you can register to check your credit capacity.

This process is non-binding, meaning you can check your credit without necessarily finalizing the agreement with the company.

To perform the check, you only need to provide your South African ID number. According to the company, instant credit capacity verification is possible.

During the application, you may need to provide information such as:

• Full name
• Email address
• Phone number
• Type of employment
• Monthly income
• List of expenses

After submitting the application, Just Money may send the contract for signing through their own platform. If you have any questions, you can contact Just Money for customer service assistance.

More Details

Just Money stands out not only for its loan offerings but also for its commitment to financial education.

The company provides a wide range of content to help customers better understand loan terms and conditions.

This includes explanatory videos, infographics, and podcasts covering topics from the application process to loan management.

This educational effort reflects the company’s motto, “make good money choices,” and aims to ensure that customers can make informed decisions.

Just Money’s platform also offers efficient support, with assistance throughout the application process and guidance available.

This includes the option to contact Sanlam directly for more information or to clarify specific loan details.

In summary, Just Money, in collaboration with Sanlam, provides a robust and flexible solution for those seeking personal loans in South Africa.

With a customer-centered approach and a commitment to transparency and financial education, the company positions itself as a reliable option to meet diverse financial needs.

Want to learn another option?

You can also choose to contact Sanlam directly, a personal loan company offering credit of up to R300,000!

The company provides a range of benefits, such as Prime interest rates and rewards of up to 10% at the end of the loan; see how to apply.

Written by

Gabriel Gonçalves