Standard Bank Titanium Credit Card: Good Value with Discounts on Tickets and a Dedicated Team of Bankers

The Standard Bank Titanium offers a Premium Mastercard with banking access, a dedicated service team, and exclusive discounts for purchasing Emirates flights.

The card is very comprehensive and does not have the highest possible fees and income requirements, providing great value for money, and you can see how to apply.

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Standard Bank has many lines of credit cards for the public, and Titanium offers one of the best cost-benefit ratios not only for the bank but for the entire South African market.

In this regard, it offers basic travel insurance when you purchase tickets with the card, as well as a 10% bonus when spending at least R300 on ProGifts.

In terms of travel benefits, it offers up to 20% off Emirates flights, 20% off car rentals with Avis, and lower rates for hotel bookings in the IHG network.

When booking hotel rooms with Travelstart using the card, you receive a 20% discount, plus more advantages with car rentals through Rentalcars. Additionally, titanium offers access to:

6 visits to the Bidvest Premier Lounge within South Africa
6 visits to the Standard Bank Fluent Lounge at Lanseria Airport

The card follows the credit limits of other Standard Bank cards, with a monthly limit of R250,000, provided the holder meets the income requirements.

The minimum income for the card is not among the highest in the market, and you can qualify for the card with a monthly income starting at R25,000.

The card has an initiation fee of R190, a monthly fee of R89, and a minimum monthly payment of 3%.

In addition to the income requirement, it is necessary to have a regularized identity in the country and a favorable credit history.

Yes, you can contact them through the website, but you will receive specialized team service for case analysis.

The card comes with 3x UCount Rewards points, Standard Bank’s rewards system, which adapts well to each cardholder’s spending style.

You can enjoy exclusive discounts at networks like MyUs.com, Flit, Gogamers, Lingokids, UNICAF, and Medical Tourism Concierge.

With the card, you can pay with a chip and PIN, use 3D Secure Verification for online purchases, and tap to pay for purchases up to R500. You can also link it to the SnapScan or Masterpass apps.

Thus, the Mastercard is widely accepted around the world, offering a good cost-benefit ratio for the needs of different users.

Want to learn another option?

If you are looking for an even more premium card from Standard Bank, you can check out the Platinum Credit Card. The costs are a bit higher but not significantly, and it might better suit your needs, and you can see how to apply.

SEE HOW TO APPLY