How do I Apply for the Standard Bank Platinum Credit Card?

What do You Need to Know Before Applying for the Standard Bank Platinum Credit Card?

The Standard Bank Platinum is a comprehensive credit card from the bank that offers a limit of up to R250,000, with benefits such as discounts on Emirates airfare purchases and up to 12 annual visits to the Bidvest Lounge and the Standard Bank lounge at OR Tambo. 

The card is a Mastercard, enabled for chip or PIN payments, and features 3D Secure Verification for online purchases and tap payments for purchases up to R500. 

The credit limit depends on the financial conditions presented by the client, but it can reach close to R250,000.

Regarding costs, you pay a one-time initiation fee of R190 and monthly fees of R108, with a minimum monthly repayment of 3% and up to 55 days interest-free.

For travel, it offers 12 visits to both the Standard Bank lounge at OR Tambo Airport and the Bidvest Lounge. Additionally, it provides discounts such as:

• Up to a 20% discount on Emirates flights through the Leisure Desk
• Up to a 20% discount on car rentals with Avis
• Up to 10% cashback with Booking.com
• Up to 20% on flights and hotels with TravelStart
• Up to 15% at resorts worldwide via IHG

In this sense, the card is also very comprehensive in terms of security, providing full control via the app. If you want this premium option, keep reading.

Who can Apply?

The card is a premium version of the Standard Bank, so it has a fairly high income requirement. Therefore, it is only available to people with a minimum monthly income starting at R58,000.

This income must be verifiable and secure. Additionally, the applicant must meet basic requirements, such as being at least 18 years old and properly registered in the country.

Therefore, during the application process, you will need to present documents such as an identity document or passport, a recent payslip, bank statements for the last 3 months, and proof of residence.

All applications are subject to the bank’s availability, and meeting the requirements does not guarantee the card.

Learn How to Apply for the Standard Bank Platinum Credit Card

If you are already a client of any of Standard Bank’s banking services, you can log into your online banking area and apply for the card under the ‘Lend’ tab.

The bank’s platform will provide a list of cards you are eligible for. The same can be done in the app by searching for ‘Personal Loan’ in the ‘Open a new account’ menu to see credit options.

You can also apply for the card by phone, dialing *120*2345 and selecting option 3, receiving confirmation notifications via SMS.

However, if you are not a Standard Bank client, the process is a bit different. To start, fill out the callback form, providing information such as your full name, phone number, and email address.

After submitting the contact information, wait for a call from the bank. The specialized consultant will contact you to understand your needs and check the card’s availability for each case.

Additionally, you need to contact the bank by phone or even visit a branch.

More Details

The Standard Bank card offers lifestyle benefits, such as offers at 9 European shopping centers, access to purchases on Priceless Specials MEA, and up to 3x more UCount Rewards points.

The Standard Bank points system offers cashback and exclusive rewards, providing a good offer to the public.

Additionally, you get Silver benefits with Legacy Lifestyle Rewards, a 10% discount on Farfetch, and discounts on surgeries and procedures with Mastercard.

The card also offers discounts with orders from SKOON, SportsSA, and SWEAT 100. It also provides basic travel insurance and theft protection.

Want to learn about another option?

If you need a more affordable but still secure option, you can check out the Absa Bank Flexi Core.

Although it doesn’t have premium benefits as it is an entry-level card, it carries the Mastercard brand for use anywhere in the world. See how to apply.

Written by

admin2