Standard Bank Platinum Credit Card: Multiple Discounts on Airfare and Car Rentals with up to 12 Accesses to the Bidvest Lounge

The Standard Bank Platinum is a Mastercard credit card with a credit limit of up to R250,000, personalized interest rates, and travel benefits such as discounts of up to 50%!

The card is widely used worldwide, far beyond the borders of South Africa, and you can see how to apply for it.

SEE HOW TO APPLY

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Standard Bank is one of the leading banks in South Africa, operating in 38 countries across the African continent. The variety of credit card lines is good, with the Mastercard Platinum being one of the main ones.

The card is very comprehensive for travel benefits, gifts for yourself, hotel discounts, and lifestyle advantages.

In this regard, you can enjoy discounts on car rentals, Emirates flights, booking reservations, luggage purchases, and resort stays.

The card gives you 12 visits per year to Bidvest lounges, with discounts on online shopping, free subscriptions, food and lifestyle offers, and special prices on purchases at Farfetch.

According to the bank’s specifications, the credit limit for the card is up to R250,000, with chances of increasing the limit shortly after obtaining the Platinum card.

To access the Platinum card, you need to have a verifiable monthly income of at least R58,000.

The Standard Bank card has an initiation fee of R190, a monthly fee of R108, and at least a 3% minimum monthly repayment with up to 55 days of interest-free.

To access Standard Bank Platinum, in addition to the income requirement, you need to present a positive credit history.

Yes, the entire application process for the Standard Bank card can be done online, as well as through other phone contacts and even by visiting a Standard Bank branch.

In terms of insurance, the card offers automatic basic travel coverage, purchase protection, ATM robbery protection, and a complete protection plan. Additionally, the card provides a series of other premium benefits, such as special subscriptions for the public.

The Standard Bank Platinum comes with 3D Secure Verification, full phone management, and a credit limit increase upon request with speed and transparency.

Other features of the card include making secure purchases worldwide by linking to the SnapScan or MasterPass apps to pay by phone.

Additionally, you have the security of the Mastercard network, which is widely used around the world and comes with a dedicated customer service team.

Want to learn another option?

If you need a credit card with a good reputation but still with more affordable conditions, you can check out the Absa Bank Flexi Core Credit Card.

Designed specifically to help you build a credit history, it has a monthly fee of only R49, and you can see how to apply.

SEE HOW TO APPLY