Revvi credit card full review
Are you looking for a good credi card to help you save your credit score? Check out our review for Revvi credit card!
Keep reading and learn more about the Revvi credit card
With on-time payments and prudent usage, Revvi is a full-featured Visa® credit card that can help you raise your credit score. The Revvi Card application is quick and simple, and good credit is not necessary.
In addition, Revvi provides 1% Cash Back Rewards for timely payments. The card likewise has a $300 initial credit line, with the possibility of an increase after the first year.
With all this said and done, keep reading so you can have the full picture and information to decide if the Revvi credit card is the card for you!
How does the Revvi credit card work?
An unsecured credit card with many advantages for cardholders is the Revvi Credit Card. For instance, Revvi Active cardholders have unique access to TransUnion’s free Credit Monitoring service. The application procedure is very quick and simple, and cardholders can get an answer in a matter of seconds.
The Revvi Credit Card’s $300 credit limit is subject to adjustment based on the cardholder’s credit rating. Considering some factors, the ability to restore credit scores is one of the main benefits of the Revvi Credit Card.
This can be accomplished by paying bills on time and maintaining a balance below the credit limit. After a year, cardholders might also be able to ask for an increase in their credit limit, however, there might be a cost.
Finally, the Revvi Credit Card makes it simple for cardholders to monitor their credit score by sending monthly information to all three main credit bureaus.
This card is ideal for those who:
- Are looking for reasonable monthly payments
- Want to increase their credit score by making on-time payments and limiting their use of credit
- Want Visa® protections, such as Zero Fraud Liability coverage
Want to receive 1% Cash Back Rewards on every Card payment
Things to look out for on the Revvi Card
Although a very good card for poor credit, there are some things you need to look out for when thinking about using a Revvi credit card:
- High APRs For those with balances to carry, this card is not recommended. The variable purchase APR is 34.99%; there are high fees and high-interest rates.
- Limited credit line
- No bonus for awards
- No introductory APR for purchases
- Balance transfers are not permitted.
However, rest assured that despite these downfalls, there are a lot of benefits to look up for the Revvi card, but these were some important details that we could not fail to mention.
Revvi Credit card benefits
Make Purchases and Receive 1% Cash Back
Additionally, the Revvi Card earns 1% Cash Back Rewards on purchases when the minimum monthly payment is made.
A great feature of Revvi is the ability to earn 1% cash back while establishing credit, which makes it a great choice for anyone looking to raise their credit score and receive rewards concurrently.
Increases in Credit Limit
The initial credit limit on the Revvi credit card is $300. (subject to credit approval). Even if this credit line is average, Revvi does assess cardholder accounts as soon as a year after they are first opened.
Let’s say Revvi notices an opportunity since your credit score has increased. In that instance, you can be granted an increase in your credit limit (subject to a 20% extra cost for credit increases).
Credit-Building with Revvi
So how can you improve your chances of getting a Revvi credit limit increase? By raising your credit score, of course.
It requires time and works to raise your credit score. Making wise financial choices includes paying your bills on time each month and maintaining a low credit use rate. In this procedure, a card like the Revvi Card can help pave the way for a better financial future.
People with less-than-perfect credit can access unsecured credit through cards like the Revvi Visa®. The increased acceptance of credit applications enables people with poor credit to obtain the necessary credit without having to pay a security deposit for secured credit cards.
How to apply for the Revvi credit card?
Check out our article on how to apply for the Revvi credit card if you liked what you read about the card and think it would be a good fit for you!