Indigo Platinum Mastercard full review
This is a card designed to help you through a challenging financial time in your life. Take advantage of it if that is what you need now.
Keep reading and learn more about the Indigo Platinum Mastercard
The Indigo Platinum Mastercard is issued by Celtic Bank, a Utah-Chartered Industrial Bank. Founded in 2001, Celtic Bank provides financing for small businesses. The bank helps business owners with working capital, expansion, acquisition, construction, equipment financing, real estate purchases, refinances, and more.
Celtic Bank has ranked in the top ten SBA lenders nationally every year since 2013.
As with all credit cards that are meant to build credit, the logic of this process is quite straightforward: you build credit by keeping your balance low and paying all your bills on time every month.
How does the Indigo Platinum Mastercard work?
The Indigo Platinum Mastercard is an unsecured credit card, meaning that no security deposit is required. The Indigo Mastercard is ideal for less-than-perfect credit.
Once you become an Indigo Platinum Mastercard customer, you can start building your credit by making the payments on time. According to FICO, your payment history accounts for 35% of your credit score.
Indigo Platinum Mastercard reports credit card activity to the major credit bureaus (Experian, Equifax, and TransUnion) each month. Also, Indigo Platinum Mastercard’s pre-qualification is easy and, importantly, won’t impact your credit score. This is an important aspect if you are trying to build or rebuild credit.
This is a card designed to help you through a challenging financial time in your life. So take advantage of it if that is what you need for the moment.
Depending on your creditworthiness, you might not be charged an annual fee. But if you have poor credit, the annual fee will range between $59 and $99. For new cardholders, the $99 annual fee drops to $75 for the first year.
With the Indigo Platinum Mastercard, you’ll be able to stay on track with 24/7 account access —view your balance, transactions, and statement and make or schedule a payment 24 hours a day, 365 days a year. Everything you need is right here.
Also, you can set up Autopay and ensure your payments are made on time every month.
Indigo Platinum Mastercard benefits
The Mastercard Benefits are an additional benefit of the Indigo Platinum Mastercard included at no additional charge. These benefits include:
- Mastercard ID Theft Protection™ – Provides thorough identity monitoring covering your social security number, email addresses, debit cards, credit cards, bank accounts, usernames and passwords for web logins, and much more.
- Zero Liability protection – When you use your Mastercard, have peace of mind knowing that you are not held responsible for unauthorized transactions.
The main benefit of the Indigo Platinum Mastercard, in the end, will be to take you to a new level in your financial life, with more peace of mind, predictability, and financial organization.
By making regular on-time monthly payments, you can demonstrate the kind of financial responsibility that many lenders look for when evaluating your creditworthiness.
And do you know why is a good payment record important?
Well, naturally, your behavior toward money has consequences that impact many areas of your life. Establishing a good payment record may help you qualify for better rates on mortgages, car loans, and other forms of credit.
As stated before, the Indigo Platinum Mastercard does not have rewards as its raison d’être, yet it will help you at this stage of your life when many others will not.
Want to know how to apply for the Indigo Platinum Mastercard?
You’ll have to complete an online pre-qualification form to get started. Submit the quick pre-qualification form and get results within minutes.
Although the credit criteria are designed to help many people who are credit challenged, there is no guarantee of your approval. Your pre-qualification request and application are reviewed closely to determine whether you meet the qualifications for the Indigo Mastercard.
There is no apply-by-phone option at this time.
If you want to work towards your brighter credit future, tap on the green button to apply for your Indigo Platinum Mastercard. Start rebuilding your new financial future right now!