How to apply for a Walmart MoneyCard?

Are you a Walmart buyer and decided to have a Walmart MoneyCard? Check out our article on how to apply for one!

What do I need to know about the Walmart MoneyCard?

The Walmart MoneyCard is a reloadable prepaid debit card that can be used to make purchases online everywhere that MasterCard or Visa debit cards are accepted.

You can only use a prepaid debit card to make purchases with money that has been loaded into the card. They don’t help establish credit. At any retailer that accepts their payment network, such as Visa, Mastercard, or American Express, prepaid cards operate similarly to debit cards.


Walmart MoneyCard

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It is safer and more convenient than paying with cash. Prepaid cards often include a mobile app for check deposits and money transfers.

The almost always included FDIC insurance protects your savings in the event that the prepaid debit card issuer goes out of business.

Walmart MoneyCard is designed for those with bad credit who need a debit card without a credit check, for people who want a less expensive alternative to a secured credit card, and for people who just want to avoid checking account fees.
There is no credit check necessary to use the MoneyCard, which can be used anywhere that accepts Visa or Mastercard. Additionally, it can be used to pay bills online or in person at any Walmart location for a fee.

Who can apply for a Walmart MoneyCard

To obtain a Walmart MoneyCard, you must be 18 years of age or older, according to the official Walmart website. Online access and identity verification, including SSN, are required for activation in order to open an account.

To access full capabilities, a mobile app and/or mobile authentication are needed.
After that, you can activate the debit card for your family, granting access to the card to 13+ additional people.

How to apply for a Walmart MoneyCard?

The Walmart MoneyCard website allows you to order one, and it will be delivered in two weeks. You can buy a card right away at any Walmart location to skip the main line. After that, you will need to register your card and create your account through the Walmart Website or account app

Once your account has been set up, you can text “DD” to 37267, sign onto the app or your online account, or contact Cardholder Customer Service at 1-877-937-4098 to obtain your account and routing number. Please be aware that the numbers on your card do not correspond to those on your account.

Is it worth it to have a Walmart MoneyCard?

For regular Walmart customers, the Walmart MoneyCard makes perfect sense. Among other things, it provides access to a high-yield savings account, up to $75 in cash-back incentives annually, and optional overdraft protection.

This prepaid debit card, like all prepaid debit cards, doesn’t need a credit check or a financial services account. Fees on the Walmart MoneyCard are competitive with those of the best-prepaid cards, and customers give it great marks for customer care.

For people who don’t utilize banks or credit cards, prepaid cards are a feasible option. They allow you to carry out many of the same tasks as credit cards and checking accounts without racking up debt or incurring overdraft penalties.

So if all these characteristics seem to be the best option for you, then the Walmart MoneyCard definitely is worth it for you.

Walmart MoneyCard vs Milestone Mastercard

There are different kinds of cards, but each one has its merits
The Milestone Mastercard is a great option if you are focused on getting your credit score rebuilt, while the Walmart MoneyCard is your go-to card if you want to maximize benefits and cashback on your Walmart Loyalty.

Walmart MoneyCard Benefits

  • You can receive your benefits up to four days before benefits day and your salary up to two days before payday with early direct deposit.
  • The app’s savings account allows users to save money for future purchases, unforeseen costs, and safekeeping. Earn an extra 2% APY on your savings account up to $1,000!
  • You may manage your accounts without visiting the bank by using the MoneyCard app.
  • If you made at least $500 in direct deposits during the preceding month, there is no monthly fee. Alternatively, $5.94 monthly.

Milestone Mastercard Benefits

  • There is no requirement for a security deposit, which is typically only made available to those with excellent credit.
  • Reports to each of the three credit agencies that could help your credit history develop
  • Prequalifying is quick, has no adverse effects on your score, and makes comparing offers and finding the best credit card easier.

How to Apply for a Milestone Mastercard?

If you got interested, check out our article on how to apply for a Milestone Mastercard credit card right here

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